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PLGOPelagos Insurance Capital LimitBuy Wait5.4·$24.57-0.18%
Buy WaitModerate Confidence
Investment thesis

PLGO carries a strong earnings-beat streak and an attractive valuation into a bullish breakout, but the engine has already downgraded it after price reached its analyst target, and weak growth still weighs on the score.

Thesis pillars

  • Earnings Beat Streak Rising EstimatesStable
  • Attractive ValuationImproving
  • Analyst Target Reached Limited UpsideImproving
  • +2 more pillars — see the Why tab for full reasoning

Full reasoning →

Open full analysis

Pelagos Insurance Capital Limit (PLGO) Stock Analysis

Buy WaitVALUE-TRAP 1/5ValueQualityModerate Confidence

Financial Services · Insurance - Diversified

Earnings in 1 day (2026-08-12). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Wait for pullback to $24.33. Weak momentum — blocks BUY_NOW at $24.57. Engine's entry $24.33 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Analyst target reached - limited upside remaining; Weak growth.

Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio... Read more

$24.57-8.9% A.UpsideScore 5.4/10#10 of 13 Insurance - Diversified
QualityF-score4 / 9FCF yield39.94%
IncomeYield2.40%Payout15.11%sustainable
Entry $24.33(Ma50 Sticky)Stop $22.98Target $25.81(resistance)A.R:R -1.6:1
Analyst target$25.72+4.7%9 analysts
$25.81our TP
$24.57price
$25.72mean
$23
$29

Wait for pullback to $24.33. Weak momentum — blocks BUY_NOW at $24.57. Engine's entry $24.33 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Analyst target reached - limited upside remaining; Weak growth. Chart setup: No clear chart pattern; technical signals are mixed. Earnings in 1 day. Wait until post-earnings. Score 5.4/10, moderate confidence.

Passes 5/8 gates (clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and earnings proximity 1d<=7d. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-08-11
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Aug 12, 20261d to earnings· next earnings call

Thesis

Rewards
Attractive valuation
Margin of safety: 54%
Risks
Analyst target reached - limited upside remaining
Weak growth
Negative momentum

Key Metrics

P/E (TTM)6.9
P/E (Fwd)6.1
Mkt Cap$2.1B
EV/EBITDA
Profit Mgn15.3%
ROE16.2%
Rev Growth-7.3%
Beta0.29
Dividend2.40%
Rating analysts16

Quality Signals

Piotroski F4/9

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers·2 ceiling hits

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Volume
0.1
Macd
0.4
Obv
1.0
Rsi
5.5
Ma Position
6.0
Volume distribution (falling OBV)Above 200-day MA

Revenue shrinking — -7.3% YoY. Growth thesis broken unless recovery story develops.static

Revenue Growth
0.7
Earnings Growth
4.7
Declining revenue: -7%
GatesMomentum 2.6<4.5A.R:R -1.6=NEGATIVEEARNINGS PROXIMITY 1d<=7dInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
42 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $24.19Resistance $26.34

Price Targets

$23
$24
$26
A.Upside-8.9%
A.R:R-1.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-8.9% upside)
! Earnings in 1 day - binary event risk
! momentum at 2.6 (below the engine's 4.5 threshold)

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-08-12 (1d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is PLGO stock a buy right now?

Wait for pullback to $24.33. Weak momentum — blocks BUY_NOW at $24.57. Engine's entry $24.33 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Analyst target reached - limited upside remaining; Weak growth. Chart setup: No clear chart pattern; technical signals are mixed. Earnings in 1 day. Wait until post-earnings. Target $25.81 (+5.0%), stop $22.98 (−6.9%), A.R:R -1.6:1. Score 5.4/10, moderate confidence.

What is the PLGO stock price target?

Take-profit target: $25.81 (-8.9% upside). Target $25.81 (+5.0%), stop $22.98 (−6.9%), A.R:R -1.6:1. Stop-loss: $22.98.

What are the risks of investing in PLGO?

Analyst target reached - limited upside remaining; Weak growth; Negative momentum.

Is PLGO overvalued or undervalued?

Pelagos Insurance Capital Limit trades at a P/E of 6.9 (forward 6.1). TrendMatrix value score: 8.6/10. Verdict: Buy (Wait for Entry).

What do analysts say about PLGO?

16 analysts cover PLGO with a consensus score of 3.6/5. Average price target: $26.

What does Pelagos Insurance Capital Limit do?Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and...

Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance risks products. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The company was formerly known as Fidelis Insurance Holdings Limited and changed its name to Pelagos Insurance Capital Limited in May 2026. Pelagos Insurance Capital Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.

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