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PGCPeapack-Gladstone Financial CorHold6.2·$47.38-1.97%
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Peapack-Gladstone Financial Cor (PGC) Stock Analysis

Breakout setup · Inst Constrain edge

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $47.38, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.6% away).

Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack Private Bank & Trust that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Wealth Management. It offers... Read more

$47.38+1.6% A.UpsideScore 6.2/10#70 of 225 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield0.42%(5y avg 0.67%)Payout8.10%sustainable
Stop $44.58Target $48.16(resistance)A.R:R -0.8:1
Analyst target$50.94+7.5%4 analysts
$48.16our TP
$47.38price
$50.94mean
$55

Hold if already holding. Not a fresh buy at $47.38, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.6% away). Chart setup: Golden cross, above all MAs, RSI 57, MACD bullish. Mixed signals. Hold existing position. Score 6.2/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 23d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-05

Recent Developments — Peapack-Gladstone Financial Cor

Generated 2026-07-05T07:10:32Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Jul 27, 202623d to earnings· next earnings call

Thesis

Rewards
Positive news sentiment (+1.00)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (3.6% away)
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)19.2
P/E (Fwd)9.7
Mkt Cap$839M
EV/EBITDA
Profit Mgn16.0%
ROE6.6%
Rev Growth25.5%
Beta0.71
Dividend0.42%
Rating analysts8

Quality Signals

Piotroski F8/9

Options Flow

P/C0.18bullish
IV55%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 ceiling hit

GatesA.R:R -0.8=NEGATIVEMomentum 5.6>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 23d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
57 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $42.59Resistance $49.14

Price Targets

$45
$48
A.Upside+1.6%
A.R:R-0.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-8.6% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-27 (23d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is PGC stock a buy right now?

Hold if already holding. Not a fresh buy at $47.38, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.6% away). Chart setup: Golden cross, above all MAs, RSI 57, MACD bullish. Mixed signals. Hold existing position. Target $48.16 (+1.6%), stop $44.58 (−6.3%), A.R:R -0.8:1. Score 6.2/10, moderate confidence.

What is the PGC stock price target?

Take-profit target: $48.16 (+1.6% upside). Target $48.16 (+1.6%), stop $44.58 (−6.3%), A.R:R -0.8:1. Stop-loss: $44.58.

What are the risks of investing in PGC?

Analyst target reached - limited upside remaining; Near 52-week high (3.6% away); Consecutive earnings misses (2).

Is PGC overvalued or undervalued?

Peapack-Gladstone Financial Cor trades at a P/E of 19.2 (forward 9.7). TrendMatrix value score: 7.6/10. Verdict: Hold.

What do analysts say about PGC?

8 analysts cover PGC with a consensus score of 4.1/5. Average price target: $51.

What does Peapack-Gladstone Financial Cor do?Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack Private Bank & Trust that...

Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack Private Bank & Trust that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Wealth Management. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts. The company also provides working capital lines of credit, term loans for fixed asset acquisitions, commercial mortgages, multi-family mortgages, and other forms of asset-based financing services; and residential mortgages, home equity lines of credit, and other second mortgage loans. In addition, it offers corporate and industrial (C&I) lending and equipment finance, commercial real estate, multifamily, residential, and consumer lending activities; treasury management, C&I advisory, escrow management, deposit generation, and investment management services; personal trust services, including services as executor, trustee, administrator, custodian, and guardian; and other financial planning, tax preparation, and advisory services. Further, the company provides telephone and Internet banking, merchant credit card, and customer support sales services. Its private banking clients include businesses, non-profits, and consumers; wealth management clients include individuals, families, foundations, endowments, trusts, and estates; and commercial loan clients include business owners, professionals, retailers, contractors, and real estate investors. The company operates its private banking locations in Bedminster, Morristown, Princeton, and Teaneck, New Jersey; and branches in Somerset, Morris, Hunterdon, and Union counties, as well as operates automated teller machines. The company was founded in 1921 and is headquartered in Bedminster, New Jersey.

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