Prosperity Bancshares, Inc. (PB) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $69.58, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: real estate loans (80.0%); Analyst target reached - limited upside remaining.
Prosperity Bancshares is a Texas bank holding company operating 283 full-service offices in Texas and Oklahoma, serving individuals and businesses through Prosperity Bank. It earns net interest income from a largely real estate-focused loan portfolio ($21.8B total loans) and fee... Read more
Hold if already holding. Not a fresh buy at $69.58, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: real estate loans (80.0%); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 57, MACD bullish. Maintain position. Not compelling to add more. Score 6.2/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 49d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated 2026-06-09Recent Developments — Prosperity Bancshares, Inc.
Latest news
- NEWS PROSPERITY BANCSHARES, INC.® ANNOUNCES COMMON STOCK DIVIDEND - PR Newswire — PR Newswire positive
- NEWS Prosperity Bancshares director granted 1,700 PB shares | PB Insider Trading - Stock Titan — Stock Titan neutral
- NEWS Prosperity Bancshares (PB) Reports Next Week: Wall Street Expects Earnings Growth - Yahoo Finance — Yahoo Finance positive
- NEWS Ruffer LLP Takes Position in Prosperity Bancshares, Inc. $PB - MarketBeat — MarketBeat positive
- NEWS 5 Must-Read Analyst Questions From Prosperity Bancshares’s Q1 Earnings Call - StockStory — StockStory neutral
Generated 2026-06-09T22:11:40Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHloan_portfolioreal estate loans80%10-K Item 1A: 'Approximately 80.0% of the Company’s total loans as of December 31, 2025, consisted of loans included in the real estate loan portfolio'
- MEDIUMloan_portfolio1-4 family residential mortgage loans38%10-K Item 1: 'commercial real estate (including farmland and multi-family residential); 1-4 family residential (including home equity); and construction, land development and other land loans comprising 29.5%, 37.9% and 12.6%, respectively, of the Company’s total loans'
- MEDIUMGeographicTexas and Oklahoma10-K Item 1A: 'The Company’s success depends primarily on the general economic conditions of the primary markets in Texas and Oklahoma in which it operates and where its loans are concentrated.'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $69.58, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: real estate loans (80.0%); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 57, MACD bullish. Maintain position. Not compelling to add more. Target $68.70 (-1.3%), stop $66.86 (−4.1%), A.R:R -0.5:1. Score 6.2/10, moderate confidence.
Take-profit target: $68.70 (-1.3% upside). Target $68.70 (-1.3%), stop $66.86 (−4.1%), A.R:R -0.5:1. Stop-loss: $66.86.
Concentration risk — Loan Portfolio: real estate loans (80.0%); Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3).
Prosperity Bancshares, Inc. trades at a P/E of 12.6 (forward 9.6). TrendMatrix value score: 7.7/10. Verdict: Hold.
22 analysts cover PB with a consensus score of 3.8/5. Average price target: $78.
What does Prosperity Bancshares, Inc. do?Prosperity Bancshares is a Texas bank holding company operating 283 full-service offices in Texas and Oklahoma, serving...
Prosperity Bancshares is a Texas bank holding company operating 283 full-service offices in Texas and Oklahoma, serving individuals and businesses through Prosperity Bank. It earns net interest income from a largely real estate-focused loan portfolio ($21.8B total loans) and fee income from trust and wealth management services.