Prosperity Bancshares, Inc. (PB) Stock Analysis
Range Bound setup
Financial Services · Banks - Regional
Sell if holding. At $69.25, A.R:R is negative (-0.5) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Geographic: Texas and Oklahoma; Concentration risk — Tenant: real estate loan portfolio (80.0%).
Prosperity Bancshares operates 283 banking locations across Texas and Oklahoma, providing financial products to businesses and consumers through its Prosperity Bank subsidiary. Revenue is primarily net interest income on a diversified loan portfolio spanning commercial real... Read more
Sell if holding. At $69.25, A.R:R is negative (-0.5) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Geographic: Texas and Oklahoma; Concentration risk — Tenant: real estate loan portfolio (80.0%). Chart setup: RSI 52 mid-range, Bollinger mid-band. Score 5.1/10, moderate confidence.
Passes 4/6 gates (clean insider activity, no SEC red flags, earnings proximity no date, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHGeographicTexas and Oklahoma10-K Item 1A: 'The Company's success depends primarily on the general economic conditions of the primary markets in Texas and Oklahoma in which it operates and where its loans are concentrated.'
- HIGHTenantreal estate loan portfolio80%10-K Item 1A: 'Approximately 80.0% of the Company's total loans as of December 31, 2025, consisted of loans included in the real estate loan portfolio'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
3 floor-breakers
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. At $69.25, A.R:R is negative (-0.5) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Geographic: Texas and Oklahoma; Concentration risk — Tenant: real estate loan portfolio (80.0%). Chart setup: RSI 52 mid-range, Bollinger mid-band. Prior stop was $66.16. Score 5.1/10, moderate confidence.
Take-profit target: $69.59 (+0.8% upside). Prior stop was $66.16. Stop-loss: $66.16.
Concentration risk — Geographic: Texas and Oklahoma; Concentration risk — Tenant: real estate loan portfolio (80.0%); Analyst target reached - limited upside remaining.
Prosperity Bancshares, Inc. trades at a P/E of 12.5 (forward 9.5). TrendMatrix value score: 7.0/10. Verdict: Sell.
23 analysts cover PB with a consensus score of 3.7/5. Average price target: $77.
What does Prosperity Bancshares, Inc. do?Prosperity Bancshares operates 283 banking locations across Texas and Oklahoma, providing financial products to...
Prosperity Bancshares operates 283 banking locations across Texas and Oklahoma, providing financial products to businesses and consumers through its Prosperity Bank subsidiary. Revenue is primarily net interest income on a diversified loan portfolio spanning commercial real estate, residential, and construction. The Bank has been profitable every year of its existence, including during periods of adverse economic conditions in Texas and Oklahoma.