Prosperity Bancshares, Inc. (PB) Stock Analysis
Range Bound setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $68.68, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: real estate loans (80.0%); Analyst target reached - limited upside remaining.
Prosperity Bancshares is a Texas bank holding company operating 283 full-service offices in Texas and Oklahoma, serving individuals and businesses through Prosperity Bank. It earns net interest income from a largely real estate-focused loan portfolio ($21.8B total loans) and fee... Read more
Hold if already holding. Not a fresh buy at $68.68, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: real estate loans (80.0%); Analyst target reached - limited upside remaining. Chart setup: RSI 45 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 5.8/10, moderate confidence.
Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 69d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.
Recent Developments — Prosperity Bancshares, Inc.
Latest news
- PROSPERITY BANCSHARES, INC.® ANNOUNCES COMMON STOCK DIVIDEND - PR Newswire — PR Newswire positive
- Prosperity Bancshares director granted 1,700 PB shares | PB Insider Trading - Stock Titan — Stock Titan neutral
- Prosperity Bancshares (PB) Reports Next Week: Wall Street Expects Earnings Growth - Yahoo Finance — Yahoo Finance positive
- Ruffer LLP Takes Position in Prosperity Bancshares, Inc. $PB - MarketBeat — MarketBeat positive
- 5 Must-Read Analyst Questions From Prosperity Bancshares’s Q1 Earnings Call - StockStory — StockStory neutral
Generated 2026-05-20T20:21:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHloan_portfolioreal estate loans80%10-K Item 1A: 'Approximately 80.0% of the Company’s total loans as of December 31, 2025, consisted of loans included in the real estate loan portfolio'
- MEDIUMloan_portfolio1-4 family residential mortgage loans38%10-K Item 1: 'commercial real estate (including farmland and multi-family residential); 1-4 family residential (including home equity); and construction, land development and other land loans comprising 29.5%, 37.9% and 12.6%, respectively, of the Company’s total loans'
- MEDIUMGeographicTexas and Oklahoma10-K Item 1A: 'The Company’s success depends primarily on the general economic conditions of the primary markets in Texas and Oklahoma in which it operates and where its loans are concentrated.'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $68.68, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: real estate loans (80.0%); Analyst target reached - limited upside remaining. Chart setup: RSI 45 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $69.52 (+1.2%), stop $65.72 (−4.5%), A.R:R -0.2:1. Score 5.8/10, moderate confidence.
Take-profit target: $69.52 (+1.3% upside). Target $69.52 (+1.2%), stop $65.72 (−4.5%), A.R:R -0.2:1. Stop-loss: $65.72.
Concentration risk — Loan Portfolio: real estate loans (80.0%); Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3).
Prosperity Bancshares, Inc. trades at a P/E of 12.3 (forward 9.4). TrendMatrix value score: 7.7/10. Verdict: Hold.
22 analysts cover PB with a consensus score of 3.8/5. Average price target: $78.
What does Prosperity Bancshares, Inc. do?Prosperity Bancshares is a Texas bank holding company operating 283 full-service offices in Texas and Oklahoma, serving...
Prosperity Bancshares is a Texas bank holding company operating 283 full-service offices in Texas and Oklahoma, serving individuals and businesses through Prosperity Bank. It earns net interest income from a largely real estate-focused loan portfolio ($21.8B total loans) and fee income from trust and wealth management services.