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Bank First Corporation (BFC) Stock Analysis

Breakout setup

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Analyst target reached at $145.38 — A.R:R is negative (-1.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (5.0% away).

Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, and consumers, in Wisconsin. It offers checking, savings, money market, cash management, retirement, and health... Read more

$145.38+1.1% A.UpsideScore 6.5/10#10 of 142 Banks - Regional
Stop $135.66Target $146.99(resistance)A.R:R -1.0:1
Analyst target$158.50+9.0%2 analysts
$146.99our TP
$145.38price
$158.50mean
$160

Sell if holding. Analyst target reached at $145.38 — A.R:R is negative (-1.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (5.0% away). Chart setup: Golden cross, above all MAs, RSI 54, MACD bullish. Score 6.5/10, moderate confidence.

Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 82d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Thesis

Rewards
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (5.0% away)
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)20.1
P/E (Fwd)13.9
Mkt Cap$1.6B
EV/EBITDA
Profit Mgn37.8%
ROE10.0%
Rev Growth49.1%
Beta0.40
Dividend1.35%
Rating analysts6

Quality Signals

Piotroski F7/9

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 ceiling hit

GatesA.R:R -1.0=NEGATIVEMomentum 6.9>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 82d clearSEMI CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
54 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $134.28Resistance $149.99

Price Targets

$136
$147
A.Upside+1.1%
A.R:R-1.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (-7.3% upside)
! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-21 (82d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BFC stock a buy right now?

Sell if holding. Analyst target reached at $145.38 — A.R:R is negative (-1.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (5.0% away). Chart setup: Golden cross, above all MAs, RSI 54, MACD bullish. Prior stop was $135.66. Score 6.5/10, moderate confidence.

What is the BFC stock price target?

Take-profit target: $146.99 (+1.1% upside). Prior stop was $135.66. Stop-loss: $135.66.

What are the risks of investing in BFC?

Analyst target reached - limited upside remaining; Near 52-week high (5.0% away); Consecutive earnings misses (2).

Is BFC overvalued or undervalued?

Bank First Corporation trades at a P/E of 20.1 (forward 13.9). TrendMatrix value score: 7.7/10. Verdict: Sell.

What do analysts say about BFC?

6 analysts cover BFC with a consensus score of 3.8/5. Average price target: $159.

What does Bank First Corporation do?Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial...

Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, and consumers, in Wisconsin. It offers checking, savings, money market, cash management, retirement, and health savings accounts; other time deposits; certificates of deposit; and residential mortgage products. The company also provides loan products include real estate loans, including commercial real estate, residential mortgage, and home equity loans; commercial and industrial loans for working capital, accounts receivable, inventory financing, and other business purposes; construction and development loans; residential 1-4 family loans; and consumer loans for personal and household purposes, including secured and unsecured installment loans, and revolving lines of credit. In addition, it provides credit cards; insurance; data processing and other information technology; investment and safekeeping; treasury management; and online, telephone, and mobile banking services. The company was formerly known as Bank First National Corporation and changed its name to Bank First Corporation in June 2019. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin.

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