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Bank First Corporation (BFC) Stock Analysis

Range Bound setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $143.37, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2).

Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, and consumers, in Wisconsin. It offers checking, savings, money market, cash management, retirement, and health... Read more

$143.37+2.5% A.UpsideScore 6.4/10#16 of 142 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield1.36%(5y avg 1.32%)Payout25.73%sustainable
Stop $136.55Target $146.99(resistance)A.R:R -1.2:1
Analyst target$158.50+10.6%2 analysts
$146.99our TP
$143.37price
$158.50mean
$160

Hold if already holding. Not a fresh buy at $143.37, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2). Chart setup: RSI 46 mid-range, Bollinger mid-band. Under M&A bid. Hold for deal completion or sell if spread < 3%. Score 6.4/10, moderate confidence.

Passes 5/7 gates (clean insider activity, no SEC red flags, earnings proximity 63d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — Bank First Corporation

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Positive news sentiment (+0.67)
Risks
Analyst target reached - limited upside remaining
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2)
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)20.0
P/E (Fwd)13.8
Mkt Cap$1.6B
EV/EBITDA
Profit Mgn37.8%
ROE10.0%
Rev Growth49.1%
Beta0.44
Dividend1.36%
Rating analysts6

Quality Signals

Piotroski F6/9

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 ceiling hit

GatesMomentum 4.4<4.5A.R:R -1.2=NEGATIVEInsider activity: OKNo SEC red flagsEARNINGS PROXIMITY 63d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
46 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $137.11Resistance $149.99

Price Targets

$137
$147
A.Upside+2.5%
A.R:R-1.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-6.0% upside)
! M&A event: 'merger agreement' detected
! Momentum score 4.4/10 — below 4.5 minimum

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-21 (63d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BFC stock a buy right now?

Hold if already holding. Not a fresh buy at $143.37, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2). Chart setup: RSI 46 mid-range, Bollinger mid-band. Under M&A bid. Hold for deal completion or sell if spread < 3%. Target $146.99 (+2.5%), stop $136.55 (−5.0%), A.R:R -1.2:1. Score 6.4/10, moderate confidence.

What is the BFC stock price target?

Take-profit target: $146.99 (+2.5% upside). Target $146.99 (+2.5%), stop $136.55 (−5.0%), A.R:R -1.2:1. Stop-loss: $136.55.

What are the risks of investing in BFC?

Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2); Consecutive earnings misses (2).

Is BFC overvalued or undervalued?

Bank First Corporation trades at a P/E of 20.0 (forward 13.8). TrendMatrix value score: 7.7/10. Verdict: Hold.

What do analysts say about BFC?

6 analysts cover BFC with a consensus score of 3.8/5. Average price target: $159.

What does Bank First Corporation do?Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial...

Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, and consumers, in Wisconsin. It offers checking, savings, money market, cash management, retirement, and health savings accounts; other time deposits; certificates of deposit; and residential mortgage products. The company also provides loan products include real estate loans, including commercial real estate, residential mortgage, and home equity loans; commercial and industrial loans for working capital, accounts receivable, inventory financing, and other business purposes; construction and development loans; residential 1-4 family loans; and consumer loans for personal and household purposes, including secured and unsecured installment loans, and revolving lines of credit. In addition, it provides credit cards; insurance; data processing and other information technology; investment and safekeeping; treasury management; and online, telephone, and mobile banking services. The company was formerly known as Bank First National Corporation and changed its name to Bank First Corporation in June 2019. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin.

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