Skip to main content
NBBKNB Bancorp, Inc.Hold6.1·$21.14-2.22%
Open full analysis

NB Bancorp, Inc. (NBBK) Stock Analysis

Breakout setup · Catalyst-Driven edge

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $21.14, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including... Read more

$21.14+1.7% A.UpsideScore 6.1/10#80 of 225 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield1.32%Payout15.33%sustainable
Stop $20.16Target $21.50(resistance)A.R:R -1.1:1
Analyst target$23.00+8.8%2 analysts
$21.50our TP
$21.14price
$23.00mean
$24

Hold if already holding. Not a fresh buy at $21.14, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 61, MACD bullish. Maintain position. Not compelling to add more. Score 6.1/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 18d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Jul 22, 202618d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)15.4
P/E (Fwd)8.5
Mkt Cap$927M
EV/EBITDA
Profit Mgn23.3%
ROE6.7%
Rev Growth36.3%
Beta0.04
Dividend1.32%
Rating analysts8

Quality Signals

Piotroski F8/9

Options Flow

P/C0.23bullish
IV92%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -1.1=NEGATIVEMomentum 4.9<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.9>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 18d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
61 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $19.65Resistance $21.94

Price Targets

$20
$22
A.Upside+1.7%
A.R:R-1.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-7.5% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-22 (18d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is NBBK stock a buy right now?

Hold if already holding. Not a fresh buy at $21.14, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 61, MACD bullish. Maintain position. Not compelling to add more. Target $21.50 (+1.7%), stop $20.16 (−4.9%), A.R:R -1.1:1. Score 6.1/10, moderate confidence.

What is the NBBK stock price target?

Take-profit target: $21.50 (+1.7% upside). Target $21.50 (+1.7%), stop $20.16 (−4.9%), A.R:R -1.1:1. Stop-loss: $20.16.

What are the risks of investing in NBBK?

Analyst target reached - limited upside remaining.

Is NBBK overvalued or undervalued?

NB Bancorp, Inc. trades at a P/E of 15.4 (forward 8.5). TrendMatrix value score: 8.3/10. Verdict: Hold.

What do analysts say about NBBK?

8 analysts cover NBBK with a consensus score of 4.0/5. Average price target: $23.

What does NB Bancorp, Inc. do?NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products...

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily residential loans, one- to four-family residential real estate, mortgage warehouse loans, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, corporate bonds, SBA securities and municipal bonds. NB Bancorp, Inc. was founded in 1892 and is based in Needham, Massachusetts.

Related stocks: NBN (Northeast Bank) · BWFG (Bankwell Financial Group, Inc.) · NPB (Northpointe Bancshares, Inc.) · CUBI (Customers Bancorp, Inc) · COFS (ChoiceOne Financial Services, I)
Home Stocks NBBK

Latest news

No recent news