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MetLife, Inc. (MET) Stock Analysis

Momentum Cont setup

SellModerate Confidence

Financial Services · Insurance - Life

Sell if holding. Engine safety override at $81.07: Quality below floor (3.4 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.7/10. Specifically: Below-average business quality.

MetLife is a global insurance and financial services company with six segments—Group Benefits, Retirement and Income Solutions, Asia, Latin America, EMEA, and MetLife Investment Management—serving institutional and individual clients in 40+ countries. Revenue comes from... Read more

$81.07+1.5% A.UpsideScore 5.7/10#8 of 15 Insurance - Life
QualityF-score7 / 9FCF yield-33.27%
IncomeYield2.91%(5y avg 2.95%)Payout43.91%sustainable
Stop $77.43Target $82.29(analyst − 10%)A.R:R 0.2:1
Analyst target$91.44+12.8%16 analysts
$82.29our TP
$81.07price
$91.44mean
$75
$106

Sell if holding. Engine safety override at $81.07: Quality below floor (3.4 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.7/10. Specifically: Below-average business quality. Chart setup: Trend continuation, RSI 62, MACD bullish. Score 5.7/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 83d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Recent Developments — MetLife, Inc.

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
No bull case signals
Risks
Target reached (1.5% upside)
Quality below floor (3.4 < 4.0)

Key Metrics

P/E (TTM)15.7
P/E (Fwd)7.4
Mkt Cap$52.4B
EV/EBITDA12.6
Profit Mgn4.7%
ROE13.0%
Rev Growth2.7%
Beta0.78
Dividend2.91%
Rating analysts22

Quality Signals

Piotroski F7/9

Options Flow

P/C0.51bullish
IV37%normal

Material Events(8-K, last 90d)

  • 2026-02-24Item 5.02LOW
    Board increased directors from 11 to 13 and elected Daniel S. Glaser and Michelle R. Seitz as new independent directors, effective immediately. Routine board expansion with committee assignments.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

3 floor-breakers

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Fcf Quality
0.0
Roa
0.3
Gross Margin
0.8
Net Margin
2.3
Operating Margin
4.0
Moat
4.2
Roe
4.3
Current Ratio
7.3
Piotroski F
7.8
Earnings quality RED FLAG: -482% FCF/NINo competitive moatStrong Piotroski F-Score: 7/9

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.6
Support Resistance
1.3
52w Position
9.6

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Surprise Avg
0.0
Earnings History
3.3
Dividend Safety
4.8
Erm
5.0
Earnings Timing
5.0
News Activity
5.0
Earnings concerns: 2B/2MYield trap warning: high yield but unsafe
GatesA.R:R 0.2 < 1.5@spotMomentum 6.9>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 83d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARMomentum ContSuitability: Moderate
RSI
62 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $74.83Resistance $81.98

Price Targets

$77
$82
A.Upside+1.5%
A.R:R0.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (1.5% upside)
! Quality below floor (3.4 < 4.0)
! Reward/Risk 0.2:1 at current price — below 1.5:1 minimum

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-08-10 (83d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is MET stock a buy right now?

Sell if holding. Engine safety override at $81.07: Quality below floor (3.4 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.7/10. Specifically: Below-average business quality. Chart setup: Trend continuation, RSI 62, MACD bullish. Prior stop was $77.43. Score 5.7/10, moderate confidence.

What is the MET stock price target?

Take-profit target: $82.29 (+1.5% upside). Prior stop was $77.43. Stop-loss: $77.43.

What are the risks of investing in MET?

Target reached (1.5% upside); Quality below floor (3.4 < 4.0).

Is MET overvalued or undervalued?

MetLife, Inc. trades at a P/E of 15.7 (forward 7.4). TrendMatrix value score: 7.9/10. Verdict: Sell.

What do analysts say about MET?

22 analysts cover MET with a consensus score of 4.0/5. Average price target: $91.

What does MetLife, Inc. do?MetLife is a global insurance and financial services company with six segments—Group Benefits, Retirement and Income...

MetLife is a global insurance and financial services company with six segments—Group Benefits, Retirement and Income Solutions, Asia, Latin America, EMEA, and MetLife Investment Management—serving institutional and individual clients in 40+ countries. Revenue comes from premiums, annuity considerations, net investment income, and asset management fees; it holds leading positions in U.S. group insurance and Japan life insurance.

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