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MetLife, Inc. (MET) Stock Analysis

Recovery setup

SellVALUE-TRAP 1/5Moderate Confidence

Financial Services · Insurance - Life

Earnings in 6 days (2026-05-06). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Sell if holding. Engine safety override at $80.35: Quality below floor (3.1 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.4/10. Specifically: Below-average business quality.

MetLife provides insurance, annuities, employee benefits, and institutional asset management through six segments globally: Group Benefits, RIS, Asia, Latin America, EMEA, and MIM. It serves corporations, governments, and individuals, earning premiums and investment income, with... Read more

$80.35-2.0% A.UpsideScore 5.4/10#10 of 15 Insurance - Life
Stop $77.28Target $78.77(resistance)A.R:R -0.0:1
Analyst target$89.06+10.8%16 analysts
$78.77our TP
$80.35price
$89.06mean
$75
$102

Sell if holding. Engine safety override at $80.35: Quality below floor (3.1 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.4/10. Specifically: Below-average business quality. Chart setup: Death cross but MACD improving, RSI 78. Score 5.4/10, moderate confidence.

Passes 5/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on favorable risk/reward ratio and earnings proximity 6d<=7d. Suitability: moderate.

Thesis

Rewards
No bull case signals
Risks
Target reached (-0.3% upside)
Quality below floor (3.1 < 4.0)

Key Metrics

P/E (TTM)16.8
P/E (Fwd)7.2
Mkt Cap$51.5B
EV/EBITDA15.4
Profit Mgn4.4%
ROE12.0%
Rev Growth27.6%
Beta0.73
Dividend3.00%
Rating analysts22

Quality Signals

Piotroski F6/9

Options Flow

P/C0.79neutral
IV53%elevated
Max Pain$48-40.9% vs spot

Material Events(8-K, last 90d)

  • 2026-02-24Item 5.02LOW
    Board increased from 11 to 13 directors on Feb 24, 2026. Daniel S. Glaser elected (Audit, Compensation, Finance & Risk Committees) and Michelle R. Seitz elected (Compensation, Governance, Investment Committees), each effective immediately. Both determined independent.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 floor-breakers

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Fcf Quality
0.0
Roa
0.3
Gross Margin
0.7
Operating Margin
1.9
Net Margin
2.2
Roe
4.0
Moat
5.0
Current Ratio
6.7
Piotroski F
6.7
Earnings quality RED FLAG: -377% FCF/NINo competitive moat

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Support Resistance
0.0
Bollinger
1.0
52w Position
9.3
GatesA.R:R -0.0=NEGATIVEEARNINGS PROXIMITY 6d<=7dDeath cross (50MA < 200MA)Momentum 6.3>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
78 · Overbought
20D MA 50D MA 200D MADEATH CROSSSupport $69.50Resistance $80.38

Price Targets

$77
$79
A.Upside-2.0%
A.R:R-0.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-0.3% upside)
! Quality below floor (3.1 < 4.0)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-05-06 (6d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is MET stock a buy right now?

Sell if holding. Engine safety override at $80.35: Quality below floor (3.1 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.4/10. Specifically: Below-average business quality. Chart setup: Death cross but MACD improving, RSI 78. Prior stop was $77.28. Score 5.4/10, moderate confidence.

What is the MET stock price target?

Take-profit target: $78.77 (-2.0% upside). Prior stop was $77.28. Stop-loss: $77.28.

What are the risks of investing in MET?

Target reached (-0.3% upside); Quality below floor (3.1 < 4.0).

Is MET overvalued or undervalued?

MetLife, Inc. trades at a P/E of 16.8 (forward 7.2). TrendMatrix value score: 7.4/10. Verdict: Sell.

What do analysts say about MET?

22 analysts cover MET with a consensus score of 4.0/5. Average price target: $89.

What does MetLife, Inc. do?MetLife provides insurance, annuities, employee benefits, and institutional asset management through six segments...

MetLife provides insurance, annuities, employee benefits, and institutional asset management through six segments globally: Group Benefits, RIS, Asia, Latin America, EMEA, and MIM. It serves corporations, governments, and individuals, earning premiums and investment income, with its largest Asia operations in Japan and major Latin America presence in Mexico and Chile.

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