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KRNYKearny FinancialSell6.2·$9.40-1.47%
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Kearny Financial (KRNY) Stock Analysis

Breakout setup · Inst Constrain edge

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Analyst target reached at $9.40 — A.R:R is negative (-1.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (3.0% away).

Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market... Read more

$9.40+1.1% A.UpsideScore 6.2/10#63 of 225 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield4.70%(5y avg 5.36%)Payout77.19%
Stop $8.85Target $9.47(resistance)A.R:R -1.0:1
Analyst target$9.50+1.1%2 analysts
$9.47our TP
$9.40price
$9.50mean
$9
$11

Sell if holding. Analyst target reached at $9.40 — A.R:R is negative (-1.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (3.0% away). Chart setup: Golden cross, above all MAs, RSI 68, MACD bullish. Score 6.2/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 19d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 23, 202619d to earnings· next earnings call

Thesis

Rewards
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (3.0% away)
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)16.4
P/E (Fwd)11.9
Mkt Cap$590M
EV/EBITDA
Profit Mgn21.0%
ROE4.7%
Rev Growth17.5%
Beta0.61
Dividend4.70%
Rating analysts8

Quality Signals

Piotroski F6/9

Options Flow

P/C0.50bullish
IV152%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History
0.0
Surprise Avg
0.0
Dividend Safety
4.2
Erm
5.0
Earnings Timing
5.0
Earnings concerns: 0B/2MYield trap warning: high yield but unsafe
GatesA.R:R -1.0=NEGATIVEMomentum 5.9>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 19d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
68 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $8.10Resistance $9.66

Price Targets

$9
$9
A.Upside+0.7%
A.R:R-1.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-13.8% upside)
! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Negative risk/reward — downside exceeds upside

Earnings

M
M
M
M
0/4 beats
Next Earnings2026-07-23 (19d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is KRNY stock a buy right now?

Sell if holding. Analyst target reached at $9.40 — A.R:R is negative (-1.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (3.0% away). Chart setup: Golden cross, above all MAs, RSI 68, MACD bullish. Prior stop was $8.85. Score 6.2/10, moderate confidence.

What is the KRNY stock price target?

Take-profit target: $9.47 (+1.1% upside). Prior stop was $8.85. Stop-loss: $8.85.

What are the risks of investing in KRNY?

Analyst target reached - limited upside remaining; Near 52-week high (3.0% away); Consecutive earnings misses (2).

Is KRNY overvalued or undervalued?

Kearny Financial trades at a P/E of 16.4 (forward 11.9). TrendMatrix value score: 8.8/10. Verdict: Sell.

What do analysts say about KRNY?

8 analysts cover KRNY with a consensus score of 4.0/5. Average price target: $10.

What does Kearny Financial do?Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and...

Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family residential mortgage loans, and home equity loans and lines of credit; loans to individuals, builders, or developers for the construction of multi-family residential buildings or commercial real estate, or for the construction or renovation of one- to four-family residences; overdraft lines of credit; and personal loans, as well as engages in the investment activities. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.

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