Horizon Bancorp, Inc. (HBNC) Stock Analysis
Breakout setup · Catalyst-Driven edge
Financial Services · Banks - Regional
Sell if holding. Engine safety override at $19.78: Quality below floor (2.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.5/10. Specifically: Below-average business quality.
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of... Read more
Sell if holding. Engine safety override at $19.78: Quality below floor (2.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.5/10. Specifically: Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 56, MACD bullish. Score 5.5/10, moderate confidence.
Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.40, earnings proximity 18d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-07-05Recent Developments — Horizon Bancorp, Inc.
Latest news
- NEWS Stephens & Co. Reiterates Overweight on Horizon Bancorp, Maintains $21 Price Target — benzinga Jul 1, 2026 positive
- NEWS Horizon Bancorp Says Jury Returns Civil Verdict Against Horizon Bank On June 24, 2026; Jury Awards Total Damages Approac — benzinga Jun 30, 2026 negative
Generated 2026-07-05T07:10:31Z.
Upcoming dated catalysts
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Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
2 floor-breakers
Quality below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $19.78: Quality below floor (2.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.5/10. Specifically: Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 56, MACD bullish. Prior stop was $18.86. Score 5.5/10, moderate confidence.
Take-profit target: $20.01 (+1.2% upside). Prior stop was $18.86. Stop-loss: $18.86.
Target reached (-8.7% upside); Quality below floor (2.8 < 4.0).
Horizon Bancorp, Inc. trades at a P/E of N/A (forward 8.9). TrendMatrix value score: 7.8/10. Verdict: Sell.
11 analysts cover HBNC with a consensus score of 4.1/5. Average price target: $21.
What does Horizon Bancorp, Inc. do?Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking...
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides commercial loans, residential real estate loans, mortgage warehouse loans, and consumer loans; home equity loans and lines; auto loans; personal loans and lines; business loans and lines; SBA loans; public fund, medical practice, and franchise financing; and equipment finance solutions. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; debit and credit cards; treasury management; and remote deposit, merchant processing, online payment portal, lockbox, smart safe, ACH origination, online bill pay, wire transfer, and positive and reverse positive pay services, as well as sells various life insurance products. Further, it provides online and mobile banking; health savings accounts; wealth management, financial planning, investment management, and insurance services; retirement services, including individual retirement accounts (IRAs), business IRAs, and employee benefit plans; and estate planning and settlement services. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.