First Bank has strong price momentum and a solid Piotroski F-Score of 7/9, but it trades 10.9% above its analyst target near its 52-week high with a mixed earnings record and a valuation that is not cheap relative to growth (PEG 2.44).
Thesis pillars
- Solid Piotroski Margins→Stable
- Strong Price Momentum↓Deteriorating
- Fair Valuation High Peg↑Improving
- +2 more pillars — see the Why tab for full reasoning
Pillars as of Oct 24, 2026
First Bank (FRBA) Stock Analysis
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $19.42, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.7% away).
First Bank provides various banking products and services to small and mid-sized businesses and individuals. It accepts various deposits, including non-interest- and interest-bearing demand deposits, money market accounts, savings accounts, and certificates of deposit, as well... Read more
Hold if already holding. Not a fresh buy at $19.42, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.7% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 5.1/10, moderate confidence.
Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 85d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-11-02Recent Developments — First Bank
Latest news
- NEWS First Bancorp (FBNC) Beats Q3 Earnings and Revenue Estimates - Yahoo Finance — Yahoo Finance positive
- NEWS First Bancorp (FBNC) Earnings Expected to Grow: Should You Buy? - Yahoo Finance — Yahoo Finance positive
- NEWS Why First Financial Bankshares (FFIN) is a Top Dividend Stock for Your Portfolio - Yahoo Finance — Yahoo Finance positive
- NEWS First Merchants (FRME) Reports Next Week: Wall Street Expects Earnings Growth - Yahoo Finance — Yahoo Finance neutral
- NEWS FIRST BANK (Hamilton) expected to post earnings of 40 cents a share - Earnings Preview - TradingView — TradingView neutral
Generated 2026-11-02T12:03:19Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy
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Rating Breakdown
1 floor-breaker
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $19.42, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.7% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Analyst target $17.57 reached (−9.5%), stop $18.42 (−5.4%), A.R:R -0.8:1. Score 5.1/10, moderate confidence.
Analyst target $17.57 reached (−9.5% from $19.42); no take-profit level is published. Analyst target $17.57 reached (−9.5%), stop $18.42 (−5.4%), A.R:R -0.8:1. Stop-loss: $18.42.
Analyst target reached - limited upside remaining; Near 52-week high (2.7% away); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1).
First Bank trades at a P/E of 11.4 (forward 10.2). TrendMatrix value score: 6.8/10. Verdict: Hold.
9 analysts cover FRBA with a consensus score of 4.0/5. Average price target: $21.
What does First Bank do?First Bank provides various banking products and services to small and mid-sized businesses and individuals. It accepts...
First Bank provides various banking products and services to small and mid-sized businesses and individuals. It accepts various deposits, including non-interest- and interest-bearing demand deposits, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking and cash management accounts. The company also offers various loan products, such as commercial and industrial loans, which include line of credit, inventory, equipment, and short-term working capital financing; commercial real estate loans comprising owner-occupied, investor, construction and development, and multi-family loans; residential mortgages loans, home equity loans, and revolving lines of credit; and consumer and other loans, such as auto, personal, traditional installment, and other loans. In addition, it provides digital banking services, including online, mobile, telephone banking; ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services, as well as engages in the capital markets activities. The company operates full-service branches in Cinnaminson, Delanco, Denville, Ewing, Fairfield, Flemington, Hamilton, Lawrenceville, Monroe, Morristown, Oceanport, Pennington, Randolph, Somerset, Trenton, Williamstown, New Jersey; Devon, Doylestown, Lionville, Malvern, Media, Paoli, Trevose, Warminster, and West Chester, Pennsylvania; and Wellington, Florida. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.