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Fidelis Insurance Holdings Limi (FIHL) Stock Analysis

Breakout setup · Catalyst-Driven edge

SellVALUE-TRAP 1/5Moderate Confidence

Financial Services · Insurance - Diversified

Sell if holding. Analyst target reached at $21.15 — A.R:R is negative (-0.7) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.3% away).

Fidelis Insurance Holdings Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio... Read more

$21.15-0.7% A.UpsideScore 5.5/10#8 of 12 Insurance - Diversified
Stop $20.24Target $20.97(resistance)A.R:R -0.7:1
Analyst target$22.39+5.9%9 analysts
$20.97our TP
$21.15price
$22.39mean
$18
$27

Sell if holding. Analyst target reached at $21.15 — A.R:R is negative (-0.7) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.3% away). Chart setup: Golden cross, above all MAs, RSI 66, MACD bullish. Score 5.5/10, moderate confidence.

Passes 4/7 gates (clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Margin of safety: 34%
Risks
Analyst target reached - limited upside remaining
Near 52-week high (1.3% away)

Key Metrics

P/E (TTM)9.9
P/E (Fwd)5.3
Mkt Cap$1.8B
EV/EBITDA
Profit Mgn9.0%
ROE9.3%
Rev Growth-10.8%
Beta0.24
Dividend2.87%
Rating analysts15

Quality Signals

Piotroski F3/9

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank
1.7
Growth Rank
1.7
Value Rank
7.5
GatesMomentum 4.4<4.5A.R:R -0.7=NEGATIVEEARNINGS PROXIMITY 13d<=14d (soft)Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
66 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $18.87Resistance $21.40

Price Targets

$20
$21
A.Upside-0.9%
A.R:R-0.7:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-7.8% upside)
! Momentum score 4.4/10 — below 4.5 minimum
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-05-13 (13d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is FIHL stock a buy right now?

Sell if holding. Analyst target reached at $21.15 — A.R:R is negative (-0.7) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.3% away). Chart setup: Golden cross, above all MAs, RSI 66, MACD bullish. Prior stop was $20.24. Score 5.5/10, moderate confidence.

What is the FIHL stock price target?

Take-profit target: $20.97 (-0.7% upside). Prior stop was $20.24. Stop-loss: $20.24.

What are the risks of investing in FIHL?

Analyst target reached - limited upside remaining; Near 52-week high (1.3% away).

Is FIHL overvalued or undervalued?

Fidelis Insurance Holdings Limi trades at a P/E of 9.9 (forward 5.3). TrendMatrix value score: 8.6/10. Verdict: Sell.

What do analysts say about FIHL?

15 analysts cover FIHL with a consensus score of 3.5/5. Average price target: $22.

What does Fidelis Insurance Holdings Limi do?Fidelis Insurance Holdings Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland,...

Fidelis Insurance Holdings Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance risks products. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.

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