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Fidelis Insurance Holdings Limi (FIHL) Stock Analysis

Range Bound setup

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Insurance - Diversified

Hold if already holding. Not a fresh buy at $20.71, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.5).

Fidelis Insurance Holdings Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio... Read more

$20.71+1.7% A.UpsideScore 5.7/10#9 of 12 Insurance - Diversified
QualityF-score3 / 9FCF yield19.63%
IncomeYield0.03%Payout23.70%sustainable
Stop $19.71Target $21.07(resistance)A.R:R -1.2:1
Analyst target$22.39+8.1%9 analysts
$21.07our TP
$20.71price
$22.39mean
$18
$27

Hold if already holding. Not a fresh buy at $20.71, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.5). Chart setup: RSI 51 mid-range, Bollinger mid-band. Mixed signals. Hold existing position. Score 5.7/10, moderate confidence.

Passes 5/7 gates (clean insider activity, no SEC red flags, earnings proximity 84d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — Fidelis Insurance Holdings Limi

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (3/4)
Attractive valuation
Risks
Analyst target reached - limited upside remaining
V7 low-quality RISK_OFF penalty: -0.5 (Q=4.5)
Negative momentum

Key Metrics

P/E (TTM)9.8
P/E (Fwd)5.2
Mkt Cap$1.8B
EV/EBITDA
Profit Mgn9.0%
ROE9.3%
Rev Growth-10.8%
Beta0.37
Dividend0.03%
Rating analysts9

Quality Signals

Piotroski F3/9

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Obv
1.0
Macd
2.5
Volume
4.1
Rsi
5.5
Ma Position
6.0
Volume distribution (falling OBV)Above 200-day MA
GatesMomentum 3.8<4.5A.R:R -1.2=NEGATIVEInsider activity: OKNo SEC red flagsEARNINGS PROXIMITY 84d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
51 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $19.88Resistance $21.50

Price Targets

$20
$21
A.Upside+1.7%
A.R:R-1.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-5.9% upside)
! Momentum score 3.8/10 — below 4.5 minimum
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-12 (84d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is FIHL stock a buy right now?

Hold if already holding. Not a fresh buy at $20.71, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.5). Chart setup: RSI 51 mid-range, Bollinger mid-band. Mixed signals. Hold existing position. Target $21.07 (+1.7%), stop $19.71 (−5.1%), A.R:R -1.2:1. Score 5.7/10, moderate confidence.

What is the FIHL stock price target?

Take-profit target: $21.07 (+1.7% upside). Target $21.07 (+1.7%), stop $19.71 (−5.1%), A.R:R -1.2:1. Stop-loss: $19.71.

What are the risks of investing in FIHL?

Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.5); Negative momentum.

Is FIHL overvalued or undervalued?

Fidelis Insurance Holdings Limi trades at a P/E of 9.8 (forward 5.2). TrendMatrix value score: 8.6/10. Verdict: Hold.

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What does Fidelis Insurance Holdings Limi do?Fidelis Insurance Holdings Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland,...

Fidelis Insurance Holdings Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance risks products. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.

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