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Equifax, Inc. (EFX) Stock Analysis

SellVALUE-TRAP 1/5Moderate Confidence

Industrials · Consulting Services

Sell if holding. Momentum 3.1/10 is below the 5.0 floor at $172.13 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Negative momentum; Leverage penalty (D/E 1.1): -0.5.

Equifax is a global data, analytics, and technology company in three segments—Workforce Solutions (employment/income verification via The Work Number), U.S. Information Solutions (consumer and commercial credit data), and International (24+ countries)—serving financial... Read more

$172.13+19.5% A.UpsideScore 5.7/10#3 of 7 Consulting Services
Stop $164.41Target $205.63(analyst − 10%)A.R:R 2.4:1
Analyst target$228.48+32.7%21 analysts
$205.63our TP
$172.13price
$228.48mean
$270

Sell if holding. Momentum 3.1/10 is below the 5.0 floor at $172.13 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Negative momentum; Leverage penalty (D/E 1.1): -0.5. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 5.7/10, moderate confidence.

Passes 6/9 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news boost analyst 0.70, earnings proximity 81d clear, semi cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA) and news legal. Suitability: aggressive.

Thesis

Rewards
Strong earnings beat streak (4/4)
Strong growth profile
Recent Analyst detected in news
Risks
Leverage penalty (D/E 1.1): -0.5
Negative momentum
Below 200-MA, MA slope -5.3%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)30.4
P/E (Fwd)16.8
Mkt Cap$20.8B
EV/EBITDA13.4
Profit Mgn11.1%
ROE14.4%
Rev Growth14.3%
Beta1.56
Dividend1.19%
Rating analysts29

Quality Signals

Piotroski F7/9

Options Flow

P/C2.70bearish
IV48%normal

Concentration Risks(10-K Item 1A)

  • MEDIUMCustomerU.S. federal, state and local governments
    10-K Item 1A: 'We derive a meaningful portion of our revenue from direct and indirect sales to U.S. federal, state and local governments, as well as foreign governments, and their respective agencies'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
0.0
Volume
0.0
Ma Position
1.0
Rsi
4.5
Obv
10.0
Volume accumulation (rising OBV)Below 200-MA, MA slope -5.3%/30d — confirmed downtrend
GatesMomentum 3.1<4.5Death cross (50MA < 200MA)NEWS LEGALA.R:R 2.4 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS BOOST ANALYST 0.70EARNINGS PROXIMITY 81d clearSEMI CYCLE PEAK CLEARSuitability: Aggressive
RSI
44 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $169.49Resistance $200.09

Price Targets

$164
$206
A.Upside+19.5%
A.R:R2.4:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Momentum score 3.1/10 — below 4.5 minimum
! Death cross — 50-day MA below 200-day MA
! NEWS:LEGAL

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-21 (81d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is EFX stock a buy right now?

Sell if holding. Momentum 3.1/10 is below the 5.0 floor at $172.13 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Negative momentum; Leverage penalty (D/E 1.1): -0.5. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $164.41. Score 5.7/10, moderate confidence.

What is the EFX stock price target?

Take-profit target: $205.63 (+19.5% upside). Prior stop was $164.41. Stop-loss: $164.41.

What are the risks of investing in EFX?

Leverage penalty (D/E 1.1): -0.5; Negative momentum; Below 200-MA, MA slope -5.3%/30d (confirmed downtrend).

Is EFX overvalued or undervalued?

Equifax, Inc. trades at a P/E of 30.4 (forward 16.8). TrendMatrix value score: 6.1/10. Verdict: Sell.

What do analysts say about EFX?

29 analysts cover EFX with a consensus score of 3.9/5. Average price target: $228.

What does Equifax, Inc. do?Equifax is a global data, analytics, and technology company in three segments—Workforce Solutions (employment/income...

Equifax is a global data, analytics, and technology company in three segments—Workforce Solutions (employment/income verification via The Work Number), U.S. Information Solutions (consumer and commercial credit data), and International (24+ countries)—serving financial institutions, corporations, and governments. Revenue comes from data subscriptions, per-inquiry transaction fees, and analytics services.

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