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Deluxe Corporation (DLX) Stock Analysis

SellModerate Confidence

Industrials · Conglomerates

Sell if holding. Engine safety override at $23.34: Risk below floor (2.5 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.1/10 and A.R:R 1.5:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 11%; Elevated put/call ratio: 3.33.

Deluxe Corporation provides technology-enabled solutions to small and medium-sized businesses, and financial institutions in the United States and Canada. The company operates through four segments: Merchant Services, B2B Payments, Data Solutions, and Print. It offers credit and... Read more

$23.34+19.0% A.UpsideScore 6.1/10#2 of 9 Conglomerates
QualityF-score7 / 9FCF yield14.40%
IncomeYield5.03%(5y avg 5.63%)Payout53.10%sustainable
Stop $21.71Target $27.77(analyst − 15%)A.R:R 1.5:1
Analyst target$32.67+40.0%3 analysts
$27.77our TP
$23.34price
$32.67mean
$35

Sell if holding. Engine safety override at $23.34: Risk below floor (2.5 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.1/10 and A.R:R 1.5:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 11%; Elevated put/call ratio: 3.33. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 6.1/10, moderate confidence.

Passes 8/9 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 77d clear, semi cycle peak clear, materials cycle peak clear). Suitability: aggressive.

Recent Developments — Deluxe Corporation

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
No bull case signals
Risks
Risk below floor (2.5 < 3.0)

Key Metrics

P/E (TTM)10.6
P/E (Fwd)5.8
Mkt Cap$1.1B
EV/EBITDA6.0
Profit Mgn4.9%
ROE15.8%
Rev Growth0.3%
Beta1.32
Dividend5.03%
Rating analysts6

Quality Signals

Piotroski F7/9MoatNarrow

Options Flow

P/C3.33bearish
IV52%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Volatile — 6.2% daily ATR makes tight stops impractical. Position-size conservatively.static

Days To Cover
0.0
Volatility
0.0
Put Call
0.0
Debt Equity
2.9
Short Interest
4.3
Implied Vol
4.7
Beta
5.7
Elevated put/call: 3.33
GatesMomentum 4.6<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.6>=4.5A.R:R 1.5 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 77d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
25 · Oversold
20D MA 50D MA 200D MAGOLDEN CROSSSupport $22.05Resistance $31.67

Price Targets

$22
$28
A.Upside+19.0%
A.R:R1.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Risk below floor (2.5 < 3.0)

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-08-05 (77d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is DLX stock a buy right now?

Sell if holding. Engine safety override at $23.34: Risk below floor (2.5 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.1/10 and A.R:R 1.5:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 11%; Elevated put/call ratio: 3.33. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $21.71. Score 6.1/10, moderate confidence.

What is the DLX stock price target?

Take-profit target: $27.77 (+19.0% upside). Prior stop was $21.71. Stop-loss: $21.71.

What are the risks of investing in DLX?

Risk below floor (2.5 < 3.0).

Is DLX overvalued or undervalued?

Deluxe Corporation trades at a P/E of 10.6 (forward 5.8). TrendMatrix value score: 9.0/10. Verdict: Sell.

What do analysts say about DLX?

6 analysts cover DLX with a consensus score of 4.0/5. Average price target: $33.

What does Deluxe Corporation do?Deluxe Corporation provides technology-enabled solutions to small and medium-sized businesses, and financial...

Deluxe Corporation provides technology-enabled solutions to small and medium-sized businesses, and financial institutions in the United States and Canada. The company operates through four segments: Merchant Services, B2B Payments, Data Solutions, and Print. It offers credit and debit card authorization and payment systems; processing services to small and medium-sized retail and service businesses, as well as nonprofit and government organizations; treasury management solutions, including remittance and lockbox processing, remote deposit capture, cash application, and payment acceptance solutions, as well as integrated accounts payable disbursements, such as eChecks, Medical Payment Exchange, and Deluxe Payment Exchange; and fraud and security services. The company also provides data, analytics, and marketing services for both business-to-business and business-to-consumer marketing; financial institution profitability reporting and business incorporation services; printed personal and business checks, and business essentials comprising printed business forms and business accessories; and branded promotional, print, apparel, and digital storefront solutions. It sells through financial institutions, small and medium-sized enterprises from a variety of industries, large multinational corporations, and scalable partnerships. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Minneapolis, Minnesota.

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