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CFGCitizens Financial Group, Inc.Hold6.2·$65.31+1.49%
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Citizens Financial Group, Inc. (CFG) Stock Analysis

Breakout setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $65.31, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4).

Citizens Financial Group is a regional bank holding company headquartered in Providence, RI, with $226.4B in total assets and ~1,000 branches across 14 states in New England, Mid-Atlantic, and Midwest. Operates Consumer Banking and Commercial Banking segments; primary regulator... Read more

$65.31+1.0% A.UpsideScore 6.2/10#41 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield2.86%(5y avg 4.13%)Payout41.71%sustainable
Stop $62.37Target $65.95(analyst − 10%)A.R:R 0.1:1
Analyst target$73.28+12.2%16 analysts
$65.95our TP
$65.31price
$73.28mean
$63
$80

Hold if already holding. Not a fresh buy at $65.31, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4). Chart setup: Golden cross, above all MAs, RSI 67, MACD bullish. Maintain position. Not compelling to add more. Score 6.2/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 36d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-09
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 16, 202636d to earnings· next earnings call

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Attractive valuation
Risks
Analyst target reached - limited upside remaining
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4)

Key Metrics

P/E (TTM)15.2
P/E (Fwd)10.0
Mkt Cap$27.2B
EV/EBITDA
Profit Mgn25.0%
ROE7.7%
Rev Growth13.8%
Beta1.02
Dividend2.86%
Rating analysts22

Quality Signals

Piotroski F8/9

Options Flow

P/C3.19bearish
IV42%normal
Max Pain$45-31.1% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
1.2
52w Position
9.1
GatesA.R:R 0.1 < 1.5@spotMomentum 7.0>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 36d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
67 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $59.74Resistance $66.06

Price Targets

$62
$66
A.Upside+1.0%
A.R:R0.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (1.0% upside)
! asymmetry at 0.1 (below the engine's 1.5 threshold)@spot

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-16 (36d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CFG stock a buy right now?

Hold if already holding. Not a fresh buy at $65.31, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4). Chart setup: Golden cross, above all MAs, RSI 67, MACD bullish. Maintain position. Not compelling to add more. Target $65.95 (+1.0%), stop $62.37 (−4.7%), A.R:R 0.1:1. Score 6.2/10, moderate confidence.

What is the CFG stock price target?

Take-profit target: $65.95 (+1.0% upside). Target $65.95 (+1.0%), stop $62.37 (−4.7%), A.R:R 0.1:1. Stop-loss: $62.37.

What are the risks of investing in CFG?

Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4).

Is CFG overvalued or undervalued?

Citizens Financial Group, Inc. trades at a P/E of 15.2 (forward 10.0). TrendMatrix value score: 8.0/10. Verdict: Hold.

What do analysts say about CFG?

22 analysts cover CFG with a consensus score of 4.2/5. Average price target: $73.

What does Citizens Financial Group, Inc. do?Citizens Financial Group is a regional bank holding company headquartered in Providence, RI, with $226.4B in total...

Citizens Financial Group is a regional bank holding company headquartered in Providence, RI, with $226.4B in total assets and ~1,000 branches across 14 states in New England, Mid-Atlantic, and Midwest. Operates Consumer Banking and Commercial Banking segments; primary regulator for the holding company is FRB (via Federal Reserve Bank of Boston) and for CBNA (banking subsidiary) is OCC.

Related stocks: IFS (Intercorp Financial Services In) · SSB (SouthState Bank Corporation) · COLB (Columbia Banking System, Inc.) · NU (Nu Holdings Ltd.) · NIC (Nicolet Bankshares Inc.)
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