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Woori Financial Group Inc. (WF) Stock Analysis

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Momentum 3.2/10 is below the 5.0 floor at $61.03 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Consecutive earnings misses (2); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3).

Woori Financial Group Inc., together with its subsidiaries, operates as a bank which provides various financial services in Korea, China, the United States, the United Kingdom, Japan, and internationally. The company operates through Banking Insurance, Credit Card Capital,... Read more

$61.03+31.7% A.UpsideScore 6.2/10#40 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield4.56%Payout33.19%sustainable
Stop $58.02Target $80.38(analyst − 15%)A.R:R 4.1:1
Analyst target$94.56+54.9%1 analysts
Range unavailable (1 analysts)

Sell if holding. Momentum 3.2/10 is below the 5.0 floor at $61.03 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Consecutive earnings misses (2); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 6.2/10, moderate confidence.

Passes 7/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity no date, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum. Suitability: moderate.

Recent Developments — Woori Financial Group Inc.

Generated 2026-05-20T20:21:22Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Attractive valuation
Margin of safety: 49%
Risks
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3)
Consecutive earnings misses (2)
Negative momentum

Key Metrics

P/E (TTM)7.7
P/E (Fwd)5.9
Mkt Cap$15.0B
EV/EBITDA
Profit Mgn30.8%
ROE8.5%
Rev Growth5.9%
Beta0.67
Dividend4.56%
Rating analysts28

Quality Signals

Piotroski F8/9

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Obv
1.0
Volume
3.1
Ma Position
4.0
Rsi
8.1
Uptrend pullback (RSI 34) - buy opportunityVolume distribution (falling OBV)Above 200-day MA
GatesMomentum 3.2<4.5A.R:R 4.1 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
34 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $59.81Resistance $73.45

Price Targets

$58
$80
A.Upside+31.7%
A.R:R4.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Momentum score 3.2/10 — below 4.5 minimum

Earnings

B
B
M
M
2/4 beats

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WF stock a buy right now?

Sell if holding. Momentum 3.2/10 is below the 5.0 floor at $61.03 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Consecutive earnings misses (2); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $58.02. Score 6.2/10, moderate confidence.

What is the WF stock price target?

Take-profit target: $80.38 (+31.7% upside). Prior stop was $58.02. Stop-loss: $58.02.

What are the risks of investing in WF?

V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3); Consecutive earnings misses (2); Negative momentum.

Is WF overvalued or undervalued?

Woori Financial Group Inc. trades at a P/E of 7.7 (forward 5.9). TrendMatrix value score: 9.9/10. Verdict: Sell.

What do analysts say about WF?

28 analysts cover WF with a consensus score of 4.2/5. Average price target: $95.

What does Woori Financial Group Inc. do?Woori Financial Group Inc., together with its subsidiaries, operates as a bank which provides various financial...

Woori Financial Group Inc., together with its subsidiaries, operates as a bank which provides various financial services in Korea, China, the United States, the United Kingdom, Japan, and internationally. The company operates through Banking Insurance, Credit Card Capital, Investment Securities, and Others segments. It offers loans, deposits, and relevant services; and contracting and maintenance of insurance policies, payment of insurance benefits, insurance agents and brokers, and provision of life insurance-related services. The company also offers debit and credit cards, cash services, card loans, and related services; lease financing; and securities operation, sale of financial instruments, project financing, and other related solutions. In addition, it provides brokerage, lending fees, electronic financial, foreign exchange handling, guarantee, import and export-related services, and foreign currency securities investment, as well as investment trust products, professional services, and private equity funds. Further, the company is involved in real estate, system software development and maintenance, financing, credit information, securities investment and trading, derivatives trading, and asset securitization. Additionally, it offers life insurance; and retirement pension services, and asset management services. Woori Financial Group Inc. was founded in 1899 and is headquartered in Seoul, South Korea.

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