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Woori Financial Group Inc. (WF) Stock Analysis

Range Bound setup

SellVALUE-TRAP 1/5Moderate Confidence

Financial Services · Banks - Regional

Sell if holding. Multiple concerning factors at $70.09: Consecutive earnings misses (2); Weak growth.

Woori Financial Group Inc., together with its subsidiaries, operates as a bank which provides various financial services in Korea, China, the United States, the United Kingdom, Japan, and internationally. The company operates through Banking Insurance, Credit Card Capital,... Read more

$70.09+16.8% A.UpsideScore 5.4/10#114 of 142 Banks - Regional
Stop $65.55Target $81.90(analyst − 15%)A.R:R 1.8:1
Analyst target$96.35+37.5%1 analysts
Range unavailable (1 analysts)

Sell if holding. Multiple concerning factors at $70.09: Consecutive earnings misses (2); Weak growth. Chart setup: RSI 49 mid-range, Bollinger mid-band. Score 5.4/10, moderate confidence.

Passes 6/7 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, earnings proximity no date, semi cycle peak clear). Suitability: moderate.

Thesis

Rewards
Attractive valuation
Margin of safety: 45%
Risks
Consecutive earnings misses (2)
Weak growth

Key Metrics

P/E (TTM)8.3
P/E (Fwd)6.4
Mkt Cap$16.6B
EV/EBITDA
Profit Mgn31.1%
ROE8.5%
Rev Growth-15.9%
Beta0.75
Dividend4.15%
Rating analysts28

Quality Signals

Piotroski F4/9

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Revenue shrinking — -15.9% YoY. Growth thesis broken unless recovery story develops.static

Revenue Growth
0.0
Earnings Growth
3.2
Declining revenue: -16%
GatesMomentum 4.9<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.9>=4.5A.R:R 1.8 ≥ 1.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
49 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $63.64Resistance $75.65

Price Targets

$66
$82
A.Upside+16.8%
A.R:R1.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Analyst Consensus

Analysts28
Consensus4.1/5
Avg Target$96

Earnings

B
B
M
M
2/4 beats

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WF stock a buy right now?

Sell if holding. Multiple concerning factors at $70.09: Consecutive earnings misses (2); Weak growth. Chart setup: RSI 49 mid-range, Bollinger mid-band. Prior stop was $65.55. Score 5.4/10, moderate confidence.

What is the WF stock price target?

Take-profit target: $81.90 (+16.8% upside). Prior stop was $65.55. Stop-loss: $65.55.

What are the risks of investing in WF?

Consecutive earnings misses (2); Weak growth.

Is WF overvalued or undervalued?

Woori Financial Group Inc. trades at a P/E of 8.3 (forward 6.4). TrendMatrix value score: 8.8/10. Verdict: Sell.

What do analysts say about WF?

28 analysts cover WF with a consensus score of 4.1/5. Average price target: $96.

What does Woori Financial Group Inc. do?Woori Financial Group Inc., together with its subsidiaries, operates as a bank which provides various financial...

Woori Financial Group Inc., together with its subsidiaries, operates as a bank which provides various financial services in Korea, China, the United States, the United Kingdom, Japan, and internationally. The company operates through Banking Insurance, Credit Card Capital, Investment Securities, and Others segments. It offers loans, deposits, and relevant services; and contracting and maintenance of insurance policies, payment of insurance benefits, insurance agents and brokers, and provision of life insurance-related services. The company also offers debit and credit cards, cash services, card loans, and related services; lease financing; and securities operation, sale of financial instruments, project financing, and other related solutions. In addition, it provides brokerage, lending fees, electronic financial, foreign exchange handling, guarantee, import and export-related services, and foreign currency securities investment, as well as investment trust products, professional services, and private equity funds. Further, the company is involved in real estate, system software development and maintenance, financing, credit information, securities investment and trading, derivatives trading, and asset securitization. Additionally, it offers life insurance; and retirement pension services, and asset management services. Woori Financial Group Inc. was founded in 1899 and is headquartered in Seoul, South Korea.

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