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BFSTBusiness First Bancshares, Inc.Hold5.5·$30.64-2.48%
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Business First Bancshares, Inc. (BFST) Stock Analysis

Breakout setup · Catalyst-Driven edge

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $30.64, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.9% away).

Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. It offers various deposit products and services, including checking and savings, time, and money market accounts; and... Read more

$30.64+1.0% A.UpsideScore 5.5/10#161 of 225 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield1.96%(5y avg 2.22%)Payout20.57%sustainable
Stop $29.30Target $30.94(resistance)A.R:R -1.0:1
Analyst target$32.40+5.7%5 analysts
$30.94our TP
$30.64price
$32.40mean
$33

Hold if already holding. Not a fresh buy at $30.64, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.9% away). Chart setup: Golden cross, above all MAs, RSI 66, MACD bullish. Maintain position. Not compelling to add more. Score 5.5/10, moderate confidence.

Passes 6/8 gates (positive momentum, no SEC red flags, news events none recent, earnings proximity 19d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 23, 202619d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Risks
Analyst target reached - limited upside remaining
Near 52-week high (2.9% away)

Key Metrics

P/E (TTM)10.9
P/E (Fwd)9.4
Mkt Cap$1.0B
EV/EBITDA
Profit Mgn28.1%
ROE10.0%
Rev Growth14.8%
Beta0.78
Dividend1.96%
Rating analysts11

Quality Signals

Piotroski F6/9

Options Flow

P/C0.60bullish
IV69%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -1.0=NEGATIVEINSIDER 0.16%=MODERATEMomentum 6.1>=5.5No SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 19d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
66 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $28.11Resistance $31.57

Price Targets

$29
$31
A.Upside+1.0%
A.R:R-1.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-8.0% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-23 (19d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BFST stock a buy right now?

Hold if already holding. Not a fresh buy at $30.64, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.9% away). Chart setup: Golden cross, above all MAs, RSI 66, MACD bullish. Maintain position. Not compelling to add more. Target $30.94 (+1.0%), stop $29.30 (−4.6%), A.R:R -1.0:1. Score 5.5/10, moderate confidence.

What is the BFST stock price target?

Take-profit target: $30.94 (+1.0% upside). Target $30.94 (+1.0%), stop $29.30 (−4.6%), A.R:R -1.0:1. Stop-loss: $29.30.

What are the risks of investing in BFST?

Analyst target reached - limited upside remaining; Near 52-week high (2.9% away).

Is BFST overvalued or undervalued?

Business First Bancshares, Inc. trades at a P/E of 10.9 (forward 9.4). TrendMatrix value score: 7.0/10. Verdict: Hold.

What do analysts say about BFST?

11 analysts cover BFST with a consensus score of 4.2/5. Average price target: $32.

What does Business First Bancshares, Inc. do?Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products...

Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. It offers various deposit products and services, including checking and savings, time, and money market accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products, as well as commercial lines of credit, accounts receivable factoring, agricultural financing, and letters of credit; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment, and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, interest-rate swaps, small business administration products, online and mobile banking, e-statements, and bank-by-mail services. Business First Bancshares, Inc. was incorporated in 2006 and is headquartered in Baton Rouge, Louisiana.

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