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Banner Corporation (BANR) Stock Analysis

Buy WaitModerate Confidence

Financial Services · Banks - Regional

Wait for pullback to $59.46. At $63.22 the A.R:R is 0.1:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $59.46 (Rr Min Solve Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Loan Portfolio: commercial and multifamily real estate loans (42.0%); Concentration risk — Geographic: Washington, Oregon, California and Idaho.

Banner Corporation is a Washington-chartered bank holding company operating Banner Bank through 135 branches in Washington, Oregon, California, Idaho, Utah, and Nevada, with $16.35 billion in assets and $13.74 billion in deposits as of December 31, 2025. The bank serves small-... Read more

$63.22+6.7% A.UpsideScore 5.9/10#54 of 142 Banks - Regional
QualityF-score8 / 9FCF yield—
IncomeYield3.15%(5y avg 3.24%)Payout33.00%sustainable
Entry $59.46(Rr Min Solve Sticky)Stop $56.78Target $63.66(analyst − 13%)A.R:R 0.1:1Setup A.R:R 1.5:1
Analyst target$73.17+15.7%6 analysts
$63.66our TP
$63.22price
$73.17mean
$77

Wait for pullback to $59.46. At $63.22 the A.R:R is 0.1:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $59.46 (Rr Min Solve Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Loan Portfolio: commercial and multifamily real estate loans (42.0%); Concentration risk — Geographic: Washington, Oregon, California and Idaho. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. | News modifier +2 (HOLD_IF_HOLDING → STRONG_BUY_WAIT) Score 5.9/10, moderate confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news boost analyst 0.40, earnings proximity 56d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

Val8.3Qual5.4Grw5.6Mom3.0Sent6.9Ins5.0Peer5.2Tech8.5Risk6.05.9OVERALL

Recent Developments — Banner Corporation

Latest news

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Positive news sentiment (+0.67)
Risks
Concentration risk — Loan Portfolio: commercial and multifamily real estate loans (42.0%)
Concentration risk — Geographic: Washington, Oregon, California and Idaho
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)10.7
P/E (Fwd)9.4
Mkt Cap$2.2B
EV/EBITDA—
Profit Mgn31.0%
ROE10.8%
Rev Growth8.3%
Beta0.85
Dividend3.15%
Rating analysts12

Quality Signals

Piotroski F8/9

Options Flow

P/C1.60bearish
IV49%normal

Concentration Risks(10-K Item 1A)

  • HIGHloan_portfoliocommercial and multifamily real estate loans42%
    10-K Item 1A: 'commercial and multifamily real estate loans were $4.90 billion, or 42% of our total loan portfolio'
  • HIGHGeographicWashington, Oregon, California and Idaho
    10-K Item 1A: 'We provide banking and financial services primarily to businesses and individuals in the states of Washington, Oregon, California and Idaho, with all of our branches and most of our deposit clients located in these four states'

Material Events(8-K, last 90d)

  • 2026-03-02Item 5.02LOW
    Board appointed Monica B. O'Reilly and Judith A. Steiner as independent directors effective March 1, 2026. Both will serve on Board committees. Annual cash retainer of $55,000 each plus $65,000 RSU grant. No departures cited.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Volume
0.0
Obv
1.0
Ma Position
6.0
Rsi
7.9
Uptrend pullback (RSI 36) - buy opportunityVolume distribution (falling OBV)Above 200-day MA
GatesMomentum 3.0<4.5A.R:R 0.1 < 1.5@spotInsider activity: OKNo SEC red flagsNEWS BOOST ANALYST 0.40EARNINGS PROXIMITY 56d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
36 · Neutral
↓ 20D MA↑ 50D MA↑ 200D MADEATH CROSSSupport $62.44Resistance $67.95

Price Targets

$57
$59
$64
A.Upside+0.7%
A.R:R0.1:1
Setup A.R:R (at entry)1.5:1

Position Sizing

ConvictionMedium conviction
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (0.7% upside)
! NEWS_MOD=+2: HOLD_IF_HOLDING → STRONG_BUY_WAIT
! Momentum score 3.0/10 — below 4.5 minimum

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-15 (56d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BANR stock a buy right now?

Wait for pullback to $59.46. At $63.22 the A.R:R is 0.1:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $59.46 (Rr Min Solve Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Loan Portfolio: commercial and multifamily real estate loans (42.0%); Concentration risk — Geographic: Washington, Oregon, California and Idaho. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. | News modifier +2 (HOLD_IF_HOLDING → STRONG_BUY_WAIT) Target $63.66 (+0.7%), stop $56.78 (−11.3%), Setup A.R:R 1.5:1. Score 5.9/10, moderate confidence.

What is the BANR stock price target?

Take-profit target: $63.66 (+6.7% upside). Target $63.66 (+0.7%), stop $56.78 (−11.3%), Setup A.R:R 1.5:1. Stop-loss: $56.78.

What are the risks of investing in BANR?

Concentration risk — Loan Portfolio: commercial and multifamily real estate loans (42.0%); Concentration risk — Geographic: Washington, Oregon, California and Idaho; Analyst target reached - limited upside remaining.

Is BANR overvalued or undervalued?

Banner Corporation trades at a P/E of 10.7 (forward 9.4). TrendMatrix value score: 8.3/10. Verdict: Buy (Wait for Entry).

What do analysts say about BANR?

12 analysts cover BANR with a consensus score of 3.9/5. Average price target: $73.

What does Banner Corporation do?Banner Corporation is a Washington-chartered bank holding company operating Banner Bank through 135 branches in...

Banner Corporation is a Washington-chartered bank holding company operating Banner Bank through 135 branches in Washington, Oregon, California, Idaho, Utah, and Nevada, with $16.35 billion in assets and $13.74 billion in deposits as of December 31, 2025. The bank serves small- to medium-sized businesses and individuals with a loan portfolio heavily weighted toward commercial and multifamily real estate. Its client base is highly concentrated in the Puget Sound region and Eastern Washington.

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