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Banner Corporation (BANR) Stock Analysis

Momentum Cont setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $66.77, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Washington, Oregon, California and Idaho; Concentration risk — Geographic: Puget Sound region and Eastern Washington.

Banner Corporation is a Washington-chartered bank holding company operating Banner Bank with 135 branches in Washington, Oregon, California, Idaho, Utah, and Nevada; total assets $16.35 billion as of December 31, 2025. Earns primarily net interest income from commercial real... Read more

$66.77+8.4% A.UpsideScore 5.9/10#70 of 142 Banks - Regional
Entry $61.92(50-day MA)Stop $58.72Target $67.13(resistance)A.R:R -0.5:1Setup A.R:R 1.6:1
Analyst target$72.67+8.8%6 analysts
$67.13our TP
$66.77price
$72.67mean
$76

Hold if already holding. Not a fresh buy at $66.77, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Washington, Oregon, California and Idaho; Concentration risk — Geographic: Puget Sound region and Eastern Washington. Chart setup: Trend continuation, RSI 61, MACD bullish. Downgraded from BUY WAIT — price $66.77 has reached target $67.13. No upside to wait for. Score 5.9/10, moderate confidence.

Passes 5/7 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity 76d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Thesis

Rewards
Strong earnings beat streak (4/4)
Positive news sentiment (+0.67)
Attractive valuation
Risks
Concentration risk — Geographic: Washington, Oregon, California and Idaho
Concentration risk — Geographic: Puget Sound region and Eastern Washington
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)11.2
P/E (Fwd)10.1
Mkt Cap$2.2B
EV/EBITDA
Profit Mgn31.0%
ROE10.8%
Rev Growth8.3%
Beta0.84
Dividend3.02%
Rating analysts12

Quality Signals

Piotroski F7/9

Options Flow

P/C1.50bearish
IV60%elevated
Max Pain$45-32.6% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHGeographicWashington, Oregon, California and Idaho
    10-K Item 1A: 'We provide banking and financial services primarily to businesses and individuals in the states of Washington, Oregon, California and Idaho'
  • HIGHGeographicPuget Sound region and Eastern Washington
    10-K Item 1A: 'Our client base is highly concentrated in the Puget Sound region and Eastern Washington.'
  • MEDIUMTenantcommercial and multifamily real estate loans42%
    10-K Item 1A: 'commercial and multifamily real estate loans were $4.90 billion, or 42% of our total loan portfolio'

Material Events(8-K, last 90d)

  • 2026-03-02Item 5.02LOW
    Monica B. O'Reilly and Judith A. Steiner appointed to Banner Corporation Board of Directors effective March 1, 2026. Both determined to be independent directors and elected to Banner Bank board. No officer departures cited.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -0.5=NEGATIVEMomentum 5.0<5.5 (soft — BUY_NOW allowed but watch)Momentum 5.0>=4.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY 76d clearSEMI CYCLE PEAK CLEARMomentum ContSuitability: Aggressive
RSI
61 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $60.12Resistance $68.50

Price Targets

$59
$62
$67
A.Upside+0.5%
A.R:R-0.5:1
Setup A.R:R (at entry)1.6:1

Position Sizing

ConvictionMedium conviction
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (-5.3% upside)
! NEWS_MOD=+2: HOLD_IF_HOLDING → STRONG_BUY_WAIT
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-15 (76d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BANR stock a buy right now?

Hold if already holding. Not a fresh buy at $66.77, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Washington, Oregon, California and Idaho; Concentration risk — Geographic: Puget Sound region and Eastern Washington. Chart setup: Trend continuation, RSI 61, MACD bullish. Downgraded from BUY WAIT — price $66.77 has reached target $67.13. No upside to wait for. Target $67.13 (+0.5%), stop $58.72 (−13.7%), A.R:R -0.5:1. Score 5.9/10, moderate confidence.

What is the BANR stock price target?

Take-profit target: $67.13 (+8.4% upside). Target $67.13 (+0.5%), stop $58.72 (−13.7%), A.R:R -0.5:1. Stop-loss: $58.72.

What are the risks of investing in BANR?

Concentration risk — Geographic: Washington, Oregon, California and Idaho; Concentration risk — Geographic: Puget Sound region and Eastern Washington; Analyst target reached - limited upside remaining.

Is BANR overvalued or undervalued?

Banner Corporation trades at a P/E of 11.2 (forward 10.1). TrendMatrix value score: 8.0/10. Verdict: Hold.

What do analysts say about BANR?

12 analysts cover BANR with a consensus score of 3.9/5. Average price target: $73.

What does Banner Corporation do?Banner Corporation is a Washington-chartered bank holding company operating Banner Bank with 135 branches in...

Banner Corporation is a Washington-chartered bank holding company operating Banner Bank with 135 branches in Washington, Oregon, California, Idaho, Utah, and Nevada; total assets $16.35 billion as of December 31, 2025. Earns primarily net interest income from commercial real estate, construction, commercial business, and consumer loans, supplemented by mortgage banking operations.

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