Alkami Technology, Inc. (ALKT) Stock Analysis
Falling Knife setup
Technology · Software - Application
Sell if holding. Engine safety override at $15.80: Quality below floor (3.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.0/10 and A.R:R 1.6:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 12%; Elevated put/call ratio: 6.67; Below-average business quality.
Alkami provides a cloud-based SaaS digital banking platform to community, regional, and super-regional banks and credit unions across the U.S., serving 301 financial institutions and 22.4M registered users as of Dec 31, 2025. Revenue is predominantly from multi-year... Read more
Sell if holding. Engine safety override at $15.80: Quality below floor (3.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.0/10 and A.R:R 1.6:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 12%; Elevated put/call ratio: 6.67; Below-average business quality. Chart setup: Death cross, below all MAs, RSI 40, MACD bearish. Score 6.0/10, moderate confidence.
Passes 5/9 gates (favorable risk/reward ratio, news events none recent, earnings proximity 51d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and clean insider activity and death cross (50MA < 200MA). Suitability: aggressive.
Recent developments
updated 2026-06-09Recent Developments — Alkami Technology, Inc.
Latest news
- NEWS 'Jana Pushes Fintech Alkami to Reboot Sales Process' - Bloomberg — benzinga May 28, 2026 negative
- NEWS Alkami Technology's MANTL Selected By Citizens Bank To Improve Its Deposit Account Opening Experience For Clients — benzinga May 27, 2026 positive
- NEWS Citizens Maintains Market Outperform on Alkami Technology, Lowers Price Target to $23 — benzinga Apr 30, 2026 positive
- NEWS Alkami Technology Sees Q2 Sales $128.000M-$129.000M vs $130.700M Est — benzinga Apr 29, 2026 negative
- NEWS Alkami Technology Raises FY2026 Sales Guidance from $525.500M-$530.500M to $527.100M-$530.900M vs $528.633M Est — benzinga Apr 29, 2026 neutral
Generated 2026-06-09T22:16:35Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHSupplierAWS10-K Item 1A: 'We primarily serve our clients from third-party data center hosting facilities provided by AWS... we cannot easily switch our AWS operations to another cloud provider'
Material Events(8-K, last 90d)
- 2026-04-01Item 5.02LOWBoard appointed Jeffrey Fox and Judson Linville as new independent directors, effective following the 2026 Annual Meeting. Both will serve as Class I and III directors respectively. No officer departures.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
3 floor-breakers·1 ceiling hit
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Unprofitable operations — net margin -10.6%. Quality floor flags this regardless of sector context.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $15.80: Quality below floor (3.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.0/10 and A.R:R 1.6:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 12%; Elevated put/call ratio: 6.67; Below-average business quality. Chart setup: Death cross, below all MAs, RSI 40, MACD bearish. Prior stop was $15.03. Score 6.0/10, moderate confidence.
Take-profit target: $18.85 (+18.9% upside). Prior stop was $15.03. Stop-loss: $15.03.
Concentration risk — Supplier: AWS; Quality below floor (3.8 < 4.0).
Alkami Technology, Inc. trades at a P/E of N/A (forward 14.0). TrendMatrix value score: 8.3/10. Verdict: Sell.
16 analysts cover ALKT with a consensus score of 4.1/5. Average price target: $22.
What does Alkami Technology, Inc. do?Alkami provides a cloud-based SaaS digital banking platform to community, regional, and super-regional banks and credit...
Alkami provides a cloud-based SaaS digital banking platform to community, regional, and super-regional banks and credit unions across the U.S., serving 301 financial institutions and 22.4M registered users as of Dec 31, 2025. Revenue is predominantly from multi-year per-registered-user subscription contracts, with SaaS representing 95% of $443.6M total 2025 revenues.