WaFd (WAFD) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.85
- Estimate
- $0.84
- Surprise
- +0.9%
- Score at report (before → after)
- 5.7 → 5.7/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
WaFd (WAFD) beat the $0.84 estimate with adjusted EPS of $0.85 — a modest 0.9% upside surprise. TrendMatrix's engine moved from Buy (Wait) (5.7/10) to Hold at 5.7/10 after the report.
Coverage in the report window
- Reported Earlier, WaFd Q4 EPS $0.76 Misses $0.84 Estimate, Sales $220.437M Beat $182.899M Estimate — benzinga, 2026-10-16
Where TrendMatrix's rating stands now
TrendMatrix currently rates WAFD Hold at 5.4/10.
2 of the last 4 quarters beat the estimate; this quarter's +0.9% surprise compares with a +2.2% four-quarter average. Next scheduled report: 2027-01-14.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Attractive valuation
What argues against it
- Analyst target reached - limited upside remaining
- V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1)
- Weak growth
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $30.13
- Stop
- $28.61
The stock trades at 9.4× trailing but 7.5× forward earnings — consensus estimates already build in a substantial earnings recovery.
Model outputs from TrendMatrix’s engine as of 2026-11-05 — shown for context, not personalized investment advice.
WAFD at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $2.23B
- P/E (fwd)
- 7.5
- P/E (ttm)
- 9.4
- 52-week range
- $28.10–$39.49
- Off 52-week high
- 23.7%
- RSI (14)
- 56
- Volume vs avg
- 0.88×
- Score today
- 5.4/10