Upbound Group (UPBD) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $1.01
- Estimate
- $0.91
- Surprise
- +11.4%
- Revenue (period 2026-09-30)
- $1.15B
- Score at report (before → after)
- 5.9 → 6.1/10
Revenue source: xbrl.
How the report landed
Upbound Group (UPBD) beat the $0.91 estimate with adjusted EPS of $1.01 — a large 11.4% upside surprise. TrendMatrix's engine moved from Buy (Wait) (5.9/10) to Sell at 6.1/10 after the report.
Coverage in the report window
- Upbound Group Narrows FY2026 Adj EPS Guidance from $4.00-$4.35 to $4.15-$4.30 vs $4.16 Est; Lowers FY2026 Sales Guidance — benzinga, 2026-10-29
Where TrendMatrix's rating stands now
TrendMatrix currently rates UPBD Sell at 6.1/10.
4 of the last 4 quarters beat the estimate; this quarter's +11.4% surprise compares with a +4.4% four-quarter average.
What supports the rating
- Strong earnings beat streak (4/4)
- Attractive valuation
What argues against it
- Concentration risk — Geographic: United States
- Sector modifier (Technology): -0.8
- Leverage penalty (D/E 2.3): -1.5
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $19.98
- Price target
- $23.93
- Stop
- $18.58
- Upside to target
- +19.8%
- Reward-to-risk
- 1.3:1
The stock trades at 13.0× trailing but 4.3× forward earnings — consensus estimates already build in a substantial earnings recovery.
Risk check: RSI 84 — a level conventionally read as overbought; gains at these levels often lean on momentum; trading volume is running 2.6× its average — elevated turnover around the report window.
Model outputs from TrendMatrix’s engine as of 2026-10-30 — shown for context, not personalized investment advice.
UPBD at TrendMatrix's latest read
Technology names get repriced on forward expectations more than trailing prints — a quarter here is read through next-year growth and multiple, not the EPS line alone.
- Industry
- Software - Application
- Market cap
- $1.16B
- P/E (fwd)
- 4.3
- P/E (ttm)
- 13.0
- 52-week range
- $14.98–$23.98
- Off 52-week high
- 16.7%
- RSI (14)
- 84
- Volume vs avg
- 2.61×
- Score today
- 6.1/10