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STNEStoneCo Ltd.Buy Wait5.7·$7.72

StoneCo (STNE) Q3 2026 earnings — TrendMatrix coverage

MISS-7.4% vs estimateEPS $2.32 vs $2.50 estCurrent verdict Buy (Wait) 5.7/10

Reported

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy

Event detail · Q3 2026

Key numbers

Adjusted EPS
$2.32
Estimate
$2.50
Surprise
-7.4%
Score today
5.7/10

Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.

Report record · Q3 2026

How the report landed

StoneCo (STNE) missed the $2.50 estimate with adjusted EPS of $2.32 — a clear 7.4% shortfall.

Around the report

Coverage in the report window

  • StoneCo Q3 Adj. EPS $0.45 Misses $0.49 Estimate, Sales $717.136M Beat $715.070M Estimate — benzinga, 2026-11-12
Current read · as of 2026-11-13

Where TrendMatrix's rating stands now

TrendMatrix currently rates STNE Buy (Wait) at 5.7/10; no pre/post engine snapshot brackets this report.

1 of the last 4 quarters beat the estimate; this quarter's -7.4% surprise compares with a -0.5% four-quarter average.

What supports the rating

  • High-quality business
  • Attractive valuation

What argues against it

  • Leverage penalty (D/E 1.9): -1.0
  • Consecutive earnings misses (2)
  • Weak growth

This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.

Current engine read

The levels TrendMatrix's engine tracks

Current price
$7.72
Entry target
$7.40
Price target
$11.38
Stop
$6.88
Upside to target
+47.4%
Reward-to-risk
3.2:1

Forward estimates sit below the trailing run-rate (3.5× forward vs 3.0× trailing) — consensus expects earnings to decline from here.

Risk check: RSI 14 — a level conventionally read as oversold.

Model outputs from TrendMatrix’s engine as of 2026-11-13 — shown for context, not personalized investment advice.

Technology context

STNE at TrendMatrix's latest read

Technology names get repriced on forward expectations more than trailing prints — a quarter here is read through next-year growth and multiple, not the EPS line alone.

Industry
Software - Infrastructure
Market cap
$1.78B
P/E (fwd)
3.5
P/E (ttm)
3.0
52-week range
$7.06–$18.19
Off 52-week high
57.6%
RSI (14)
14
Volume vs avg
0.75×
Score today
5.7/10

EPS and the estimate come from Yahoo Finance’s earnings calendar, captured around the report date. That EPS is the adjusted figure analysts forecast, so it can differ from the GAAP diluted EPS in the company’s filing, and consensus estimates vary between data providers. Revenue comes from SEC XBRL company facts where available, yfinance-provisional otherwise. Not a buy/sell rating, a price target, or investment advice — see the current verdict on the stock’s main page for TrendMatrix’s live read.

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