Renasant (RNST) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.86
- Estimate
- $0.94
- Surprise
- -8.8%
- Score at report (before → after)
- 6.7 → 6.7/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
Renasant (RNST) missed the $0.94 estimate with adjusted EPS of $0.86 — a clear 8.8% shortfall. TrendMatrix's engine moved from Buy (Wait) (6.7/10) to Hold at 6.7/10 after the report.
Where TrendMatrix's rating stands now
TrendMatrix currently rates RNST Hold at 6.7/10.
3 of the last 4 quarters beat the estimate; this quarter's -8.8% surprise compares with a +4.7% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (3/4)
What argues against it
- Concentration risk — Loan Portfolio: C&I, construction and commercial real estate loans (75.1%)
- Concentration risk — Loan Portfolio: real estate collateral (84.6%)
- Analyst target reached - limited upside remaining
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $41.58
- Stop
- $40.12
At 12.3× trailing and 10.6× forward earnings, consensus estimates imply little change in earnings power.
Risk check: RSI 78 — a level conventionally read as overbought; gains at these levels often lean on momentum.
Model outputs from TrendMatrix’s engine as of 2026-10-28 — shown for context, not personalized investment advice.
RNST at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $3.80B
- P/E (fwd)
- 10.6
- P/E (ttm)
- 12.3
- 52-week range
- $33.04–$44.54
- Off 52-week high
- 6.6%
- RSI (14)
- 78
- Volume vs avg
- 0.83×
- Score today
- 6.7/10