RLI (RLI) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Adjusted EPS
- $0.86
- Estimate
- $0.53
- Surprise
- +61.1%
- Score at report (before → after)
- 6.2 → 6.4/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
RLI (RLI) beat the $0.53 estimate with adjusted EPS of $0.86 — a large 61.1% upside surprise. TrendMatrix's engine moved from Buy (Wait) (6.2/10) to Hold at 6.4/10 after the report.
Where TrendMatrix's rating stands now
TrendMatrix currently rates RLI Hold at 6.4/10.
4 of the last 4 quarters beat the estimate; this quarter's +61.1% surprise compares with a +24.6% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (4/4)
What argues against it
- Analyst target reached - limited upside remaining
- Target reached (-21.9% upside)
- Negative risk/reward — downside exceeds upside
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $61.20
- Stop
- $58.40
Forward estimates sit below the trailing run-rate (22.8× forward vs 12.9× trailing) — consensus expects earnings to decline from here.
Risk check: RSI 74 — a level conventionally read as overbought; gains at these levels often lean on momentum; trading volume is running 1.7× its average — elevated turnover around the report window.
Model outputs from TrendMatrix’s engine as of 2026-10-20 — shown for context, not personalized investment advice.
RLI at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Insurance - Property & Casualty
- Market cap
- $5.62B
- P/E (fwd)
- 22.8
- P/E (ttm)
- 12.9
- 52-week range
- $47.26–$67.12
- Off 52-week high
- 8.8%
- RSI (14)
- 74
- Volume vs avg
- 1.69×
- Score today
- 6.4/10