OppFi (OPFI) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- —
- Estimate
- $0.35
- Surprise
- —
- Score today
- 6.0/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
Coverage in the report window
- OppFi Narrows FY2026 Adj EPS Guidance from $1.34-$1.51 to $1.34-$1.40 vs $1.41 Est; Narrows FY2026 Sales Guidance from $ — benzinga, 2026-10-28
Where TrendMatrix's rating stands now
TrendMatrix currently rates OPFI Buy (Wait) at 6.0/10; no pre/post engine snapshot brackets this report.
2 of the last 4 quarters beat the estimate.
What supports the rating
- V7 flight-to-quality bonus: +0.5 (Q=8.8 in RISK_OFF)
- Sector modifier (Financial Services): +1.0
What argues against it
- Weak growth
- Negative momentum
- Below 200-MA, MA slope -7.6%/30d (confirmed downtrend)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $5.45
- Entry target
- $5.29
- Price target
- $10.36
- Stop
- $4.92
- Upside to target
- +90.1%
- Reward-to-risk
- 13.1:1
At 2.5× trailing and 2.8× forward earnings, consensus estimates imply little change in earnings power.
Risk check: RSI 28 — a level conventionally read as oversold.
Model outputs from TrendMatrix’s engine as of 2026-10-28 — shown for context, not personalized investment advice.
OPFI at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Credit Services
- Market cap
- $464.4M
- P/E (fwd)
- 2.8
- P/E (ttm)
- 2.5
- 52-week range
- $5.36–$11.69
- Off 52-week high
- 53.4%
- RSI (14)
- 28
- Volume vs avg
- 1.32×
- Score today
- 6.0/10