OppFi (OPFI) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Reported EPS
- $0.33
- Estimate
- $0.45
- Surprise
- -25.8%
- Revenue (period 2026-06-30)
- $86.2M
- Score today
- 5.7/10
Revenue source: xbrl.
How the report landed
OppFi (OPFI) missed the $0.45 estimate with diluted EPS of $0.33 — a large 25.8% shortfall.
Where TrendMatrix's rating stands now
TrendMatrix currently rates OPFI Buy (Wait) at 5.7/10; no pre/post engine snapshot brackets this report.
3 of the last 4 quarters beat the estimate; this quarter's -25.8% surprise compares with a +7.7% four-quarter average. Next scheduled report: 2026-10-28.
What supports the rating
- Strong earnings beat streak (3/4)
- High-quality business
What argues against it
- Weak growth
- Negative momentum
- Below 200-MA, MA slope -2.8%/30d (confirmed downtrend)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $6.98
- Entry target
- $6.26
- Price target
- $10.68
- Stop
- $5.21
- Upside to target
- +53.0%
- Reward-to-risk
- 3.5:1
Forward estimates sit below the trailing run-rate (3.7× forward vs 2.4× trailing) — consensus expects earnings to decline from here.
Risk check: RSI 17 — a level conventionally read as oversold.
Model outputs from TrendMatrix’s engine as of 2026-08-23 — shown for context, not personalized investment advice.
OPFI at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Credit Services
- Market cap
- $594.8M
- P/E (fwd)
- 3.7
- P/E (ttm)
- 2.4
- 52-week range
- $6.50–$12.45
- Off 52-week high
- 43.9%
- RSI (14)
- 17
- Volume vs avg
- 0.65×
- Score today
- 5.7/10