Bank of N.T. Butterfield & Son (NTB) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $1.58
- Estimate
- $1.57
- Surprise
- +0.6%
- Score at report (before → after)
- 6.2 → 6.2/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
Bank of N.T. Butterfield & Son (NTB) beat the $1.57 estimate with adjusted EPS of $1.58 — a modest 0.6% upside surprise. TrendMatrix's engine moved from Buy (Wait) (6.2/10) to Hold at 6.2/10 after the report.
Where TrendMatrix's rating stands now
TrendMatrix currently rates NTB Hold at 6.2/10.
4 of the last 4 quarters beat the estimate; this quarter's +0.6% surprise compares with a +5.3% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (4/4)
What argues against it
- Analyst target reached - limited upside remaining
- Target reached (-6.7% upside)
- Negative risk/reward — downside exceeds upside
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $60.15
- Stop
- $58.23
The stock trades at 10.6× trailing but 8.1× forward earnings — consensus estimates already build in a substantial earnings recovery.
Risk check: RSI 74 — a level conventionally read as overbought; gains at these levels often lean on momentum.
Model outputs from TrendMatrix’s engine as of 2026-10-28 — shown for context, not personalized investment advice.
NTB at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Diversified
- Market cap
- $2.37B
- P/E (fwd)
- 8.1
- P/E (ttm)
- 10.6
- 52-week range
- $41.70–$64.17
- Off 52-week high
- 6.3%
- RSI (14)
- 74
- Volume vs avg
- 1.10×
- Score today
- 6.2/10