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NRIMNorthrim BanCorp IncSell5.3·$27.12-2.16%
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Northrim BanCorp Inc (NRIM) Stock Analysis

Breakout setup

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Analyst target reached at $27.12 — A.R:R is negative (-0.5) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2).

Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. It operates through three segments: Community Banking, Home Mortgage Lending, and Specialty Finance.... Read more

$27.12+2.2% A.UpsideScore 5.3/10#179 of 225 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield2.36%(5y avg 3.69%)Payout22.22%sustainable
Stop $25.44Target $27.72(resistance)A.R:R -0.5:1
Analyst target$30.00+10.6%2 analysts
Range unavailable (2 analysts)

Sell if holding. Analyst target reached at $27.12 — A.R:R is negative (-0.5) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2). Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Score 5.3/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 25d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-05

Recent Developments — Northrim BanCorp Inc

Generated 2026-07-05T10:00:59Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Jul 29, 202625d to earnings· next earnings call

Thesis

Rewards
Margin of safety: 37%
Risks
Analyst target reached - limited upside remaining
Consecutive earnings misses (2)
Weak growth

Key Metrics

P/E (TTM)9.4
P/E (Fwd)10.0
Mkt Cap$603M
EV/EBITDA
Profit Mgn30.7%
ROE21.1%
Rev Growth6.2%
Beta0.88
Dividend2.36%
Rating analysts7

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

IV90%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Growth below the gate floor. Component breakdown shows what dragged the score down.static

Earnings Growth
2.3
Revenue Growth
4.0
GatesA.R:R -0.5=NEGATIVEMomentum 5.1<5.5 (soft — BUY_NOW allowed but watch)Momentum 5.1>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 25d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
65 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $23.83Resistance $28.29

Price Targets

$25
$28
A.Upside+2.2%
A.R:R-0.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-6.0% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-29 (25d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is NRIM stock a buy right now?

Sell if holding. Analyst target reached at $27.12 — A.R:R is negative (-0.5) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2). Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Prior stop was $25.44. Score 5.3/10, moderate confidence.

What is the NRIM stock price target?

Take-profit target: $27.72 (+2.2% upside). Prior stop was $25.44. Stop-loss: $25.44.

What are the risks of investing in NRIM?

Analyst target reached - limited upside remaining; Consecutive earnings misses (2); Weak growth.

Is NRIM overvalued or undervalued?

Northrim BanCorp Inc trades at a P/E of 9.4 (forward 10.0). TrendMatrix value score: 6.9/10. Verdict: Sell.

What do analysts say about NRIM?

7 analysts cover NRIM with a consensus score of 4.1/5. Average price target: $30.

What does Northrim BanCorp Inc do?Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products...

Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. It operates through three segments: Community Banking, Home Mortgage Lending, and Specialty Finance. The company offers noninterest-bearing checking accounts and interest-bearing time deposits, checking and savings accounts, individual retirement and money market deposit accounts, certificates of deposit, and business sweep accounts. It also provides short and medium-term commercial loans, commercial credit lines, construction and real estate loans, and consumer loans, as well as short and medium-term working capital. In addition, the company offers consumer and business online banking, mobile app, and mobile deposits; and debit and credit cards. Further, it provides mobile web and app banking, consumer online account opening, personal finance, online documents, consumer debit cards, business debit cards, my rewards for consumer debit cards, retail lockbox services, card control, corporate purchase cards, integrated payables, home equity advantage access cards, telebanking, and automated teller services. Additionally, the company offers personalized checks at account opening, overdraft protection from a savings account, commercial drive-up banking, automatic transfer and payment, external transfer, bill pay, wire transfer, direct payroll deposit, electronic tax payment, automated clearing house origination and receipt, remote deposit capture, account reconciliation and positive pay, merchant, cash management, annuity, and long-term investment portfolio products and services. It also provides investment advisory, trust, wealth management, factoring, and mortgage services. The company was founded in 1990 and is headquartered in Anchorage, Alaska.

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