Skip to main content
NRDSNerdWallet, Inc.Sell5.6·$9.47+1.28%
Open full analysis

NerdWallet, Inc. (NRDS) Stock Analysis

Recovery setup · Inst Constrain edge

SellVALUE-TRAP 1/5Moderate Confidence

Communication Services · Internet Content & Information

Sell if holding. At $9.47, A.R:R 0.7:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Leverage penalty (D/E 6.7): -1.5; Consecutive earnings misses (3).

NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial... Read more

$9.47+10.2% A.UpsideScore 5.6/10#19 of 37 Internet Content & Information
QualityF-score8 / 9FCF yield14.98%
Stop $8.83Target $10.44(analyst − 13%)A.R:R 0.7:1
Analyst target$12.00+26.7%5 analysts
$10.44our TP
$9.47price
$12.00mean
$15

Sell if holding. At $9.47, A.R:R 0.7:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Leverage penalty (D/E 6.7): -1.5; Consecutive earnings misses (3). Chart setup: Death cross but MACD improving, RSI 74. Score 5.6/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 33d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: speculative.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Aug 6, 202633d to earnings· next earnings call

Thesis

Rewards
High-quality business
Attractive valuation
Margin of safety: 32%
Risks
Leverage penalty (D/E 6.7): -1.5
Consecutive earnings misses (3)
Below 200-MA, MA slope -2.5%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)10.2
P/E (Fwd)4.6
Mkt Cap$623M
EV/EBITDA5.4
Profit Mgn8.1%
ROE19.5%
Rev Growth6.2%
Beta1.23
DividendNone
Rating analysts12

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C2.00bearish
IV47%normal

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers·1 ceiling hit

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.2
Support Resistance
0.4
52w Position
1.7

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History
0.0
Surprise Avg
0.0
Erm
5.0
Earnings Timing
5.0
Earnings concerns: 1B/3M
GatesA.R:R 0.7 < 1.5@spotDeath cross (50MA < 200MA)Momentum 6.1>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 33d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Speculative
RSI
74 · Overbought
20D MA 50D MA 200D MADEATH CROSSSupport $7.82Resistance $9.54

Price Targets

$9
$10
A.Upside+10.2%
A.R:R0.7:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! asymmetry at 0.7 (below the engine's 1.5 threshold)@spot

Earnings

B
M
M
M
1/4 beats
Next Earnings2026-08-06 (33d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is NRDS stock a buy right now?

Sell if holding. At $9.47, A.R:R 0.7:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Leverage penalty (D/E 6.7): -1.5; Consecutive earnings misses (3). Chart setup: Death cross but MACD improving, RSI 74. Prior stop was $8.83. Score 5.6/10, moderate confidence.

What is the NRDS stock price target?

Take-profit target: $10.44 (+10.2% upside). Prior stop was $8.83. Stop-loss: $8.83.

What are the risks of investing in NRDS?

Leverage penalty (D/E 6.7): -1.5; Consecutive earnings misses (3); Below 200-MA, MA slope -2.5%/30d (confirmed downtrend).

Is NRDS overvalued or undervalued?

NerdWallet, Inc. trades at a P/E of 10.2 (forward 4.6). TrendMatrix value score: 8.9/10. Verdict: Sell.

What do analysts say about NRDS?

12 analysts cover NRDS with a consensus score of 4.0/5. Average price target: $12.

What does NerdWallet, Inc. do?NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized...

NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial education, tools, calculators, guides, and research published under the NerdWallet brand; Marketplace And Referral Services, a tool that enable users to compare, pre-qualify for, or connect with third-party providers of credit cards, consumer loans, small business loans, insurance, mortgages, financial services, and related products, as well as services including fundera, nerdwallet insurance services, nerdwallet advisory, and nerdwallet compare; and Financial Services, a brokerage and advisory services provided by insurance agency, loan and mortgage brokerages, and investment advisory subsidiaries. Additionally, the company provides finance and refinance facilities to students for education. NerdWallet, Inc. was founded in 2009 and is based in San Mateo, California.

Related stocks: BZ (KANZHUN LIMITED - American Depo) · EVER (EverQuote, Inc.) · OPRA (Opera Limited) · MAX (MediaAlpha, Inc.) · UPWK (Upwork Inc.)
Home Stocks NRDS

Latest news

No recent news