Nelnet (NNI) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $1.89
- Estimate
- $1.83
- Surprise
- +3.3%
- Revenue (period 2026-09-30)
- $209.0M
- Score today
- 4.5/10
Revenue source: xbrl.
How the report landed
Nelnet (NNI) beat the $1.83 estimate with adjusted EPS of $1.89 — a clear 3.3% upside surprise.
Where TrendMatrix's rating stands now
TrendMatrix currently rates NNI Sell at 4.5/10; no pre/post engine snapshot brackets this report.
1 of the last 4 quarters beat the estimate; this quarter's +3.3% surprise compares with a -11.2% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
What argues against it
- Analyst target reached - limited upside remaining
- Leverage penalty (D/E 1.9): -1.0
- Consecutive earnings misses (3)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $128.97
- Stop
- $122.49
At 15.2× trailing and 14.9× forward earnings, consensus estimates imply little change in earnings power.
Model outputs from TrendMatrix’s engine as of 2026-11-06 — shown for context, not personalized investment advice.
NNI at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Credit Services
- Market cap
- $4.54B
- P/E (fwd)
- 14.9
- P/E (ttm)
- 15.2
- 52-week range
- $116.62–$144.38
- Off 52-week high
- 10.7%
- RSI (14)
- 59
- Volume vs avg
- 0.27×
- Score today
- 4.5/10