Mastercard (MA) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $5.31
- Estimate
- $5.17
- Surprise
- +2.7%
- Revenue (period 2026-09-30)
- $9.81B
- Score at report (before → after)
- 5.8 → 5.9/10
Revenue source: xbrl.
How the report landed
Mastercard (MA) beat the $5.17 estimate with adjusted EPS of $5.31 — a modest 2.7% upside surprise. TrendMatrix's engine moved from Buy (Wait) (5.8/10) to Hold at 5.9/10 after the report.
Where TrendMatrix's rating stands now
TrendMatrix currently rates MA Hold at 6.0/10.
4 of the last 4 quarters beat the estimate; this quarter's +2.7% surprise compares with a +6.2% four-quarter average.
What supports the rating
- V7 flight-to-quality bonus: +0.5 (Q=8.6 in RISK_OFF)
- Sector modifier (Financial Services): +1.0
What argues against it
- Analyst target reached - limited upside remaining
- Near 52-week high (0.9% away)
- Leverage penalty (D/E 4.4): -1.5
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $635.70
- Stop
- $612.34
The stock trades at 35.0× trailing but 27.6× forward earnings — consensus estimates already build in a substantial earnings recovery.
Risk check: RSI 74 — a level conventionally read as overbought; gains at these levels often lean on momentum.
Model outputs from TrendMatrix’s engine as of 2026-10-30 — shown for context, not personalized investment advice.
MA at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Credit Services
- Market cap
- $556.88B
- P/E (fwd)
- 27.6
- P/E (ttm)
- 35.0
- 52-week range
- $464.52–$641.57
- Off 52-week high
- 0.9%
- RSI (14)
- 74
- Volume vs avg
- 1.43×
- Score today
- 6.0/10