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MAMastercard IncorporatedSell5.9·$598.77+3.12%

Mastercard (MA) Q2 2026 earnings — TrendMatrix coverage

BEAT+5.5% vs estimateEPS $5.04 vs $4.78 estVerdict SellHold

Reported

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure

Event detail · Q2 2026

Key numbers

Reported EPS
$5.04
Estimate
$4.78
Surprise
+5.5%
Revenue (period 2026-06-30)
$9.28B
Score at report (before → after)
6.56.3/10

Revenue source: xbrl.

Report record · Q2 2026

How the report landed

Mastercard (MA) beat the $4.78 estimate with diluted EPS of $5.04 — a clear 5.5% upside surprise. TrendMatrix's engine moved from Sell (6.5/10) to Hold at 6.3/10 after the report — the engine's score fell despite the beat.

Current read · as of 2026-08-24

Where TrendMatrix's rating stands now

TrendMatrix currently rates MA Sell at 5.9/10.

4 of the last 4 quarters beat the estimate; this quarter's +5.5% surprise compares with a +5.9% four-quarter average. Next scheduled report: 2026-10-29.

What supports the rating

  • Strong earnings beat streak (4/4)
  • High-quality business

What argues against it

  • Analyst target reached - limited upside remaining
  • Near 52-week high (0.3% away)
  • Leverage penalty (D/E 4.4): -1.5

This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.

Current engine read

The levels TrendMatrix's engine tracks

Current price
$598.77
Price target
$613.91
Stop
$578.92
Upside to target
+2.5%
Reward-to-risk
0.3:1

The stock trades at 32.0× trailing but 25.2× forward earnings — consensus estimates already build in a substantial earnings recovery.

Model outputs from TrendMatrix’s engine as of 2026-08-24 — shown for context, not personalized investment advice.

Financial Services context

MA at TrendMatrix's latest read

For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.

Industry
Credit Services
Market cap
$508.64B
P/E (fwd)
25.2
P/E (ttm)
32.0
52-week range
$464.52$601.62
Off 52-week high
0.5%
RSI (14)
68
Volume vs avg
1.00×
Score today
5.9/10

Earnings figures are sourced from TrendMatrix’s pipeline (EPS: existing earnings extraction; revenue: SEC XBRL company facts where available, yfinance-provisional otherwise). Not a buy/sell rating, a price target, or investment advice — see the current verdict on the stock’s main page for TrendMatrix’s live read.

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