International Bancshares Corpor (IBOC) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Reported EPS
- $1.54
- Estimate
- $1.61
- Surprise
- -4.3%
- Revenue (period 2026-06-30)
- $220.4M
- Score at report (before → after)
- 5.7 → 5.4/10
Revenue source: xbrl.
How the report landed
International Bancshares Corpor (IBOC) missed the $1.61 estimate with diluted EPS of $1.54 — a clear 4.3% shortfall. TrendMatrix's engine moved from Buy (Wait) (5.7/10) to Sell at 5.4/10 after the report.
Where TrendMatrix's rating stands now
TrendMatrix currently rates IBOC Sell at 5.4/10.
2 of the last 4 quarters beat the estimate; this quarter's -4.3% surprise compares with a +2.3% four-quarter average. Next scheduled report: 2026-11-05.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Attractive valuation
What argues against it
- Analyst target reached - limited upside remaining
- V7 low-quality RISK_OFF penalty: -0.5 (Q=4.9)
- Consecutive earnings misses (2)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $71.91
- Price target
- $73.95
- Stop
- $69.61
- Upside to target
- +2.8%
- Reward-to-risk
- 0.6:1
Model outputs from TrendMatrix’s engine as of 2026-09-05 — shown for context, not personalized investment advice.
IBOC at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $4.47B
- P/E (ttm)
- 10.8
- 52-week range
- $63.20–$78.46
- Off 52-week high
- 8.3%
- RSI (14)
- 41
- Volume vs avg
- 0.97×
- Score today
- 5.4/10