Hagerty (HGTY) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.10
- Estimate
- $0.02
- Surprise
- +566.7%
- Revenue (period 2026-09-30)
- $71.2M
- Score at report (before → after)
- 4.3 → 4.6/10
Revenue source: xbrl.
How the report landed
Hagerty (HGTY) beat the $0.02 estimate with adjusted EPS of $0.10 — a large 566.7% upside surprise. TrendMatrix's engine moved from Sell (4.3/10) to Hold at 4.6/10 after the report.
Where TrendMatrix's rating stands now
TrendMatrix currently rates HGTY Hold at 4.6/10.
3 of the last 4 quarters beat the estimate; this quarter's +566.7% surprise compares with a +99.4% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (3/4)
What argues against it
- Concentration risk — Counterparty: Markel Alliance Agreement (91.0%)
- Concentration risk — Product: Insurance segment (92.0%)
- Analyst target reached - limited upside remaining
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $17.03
- Stop
- $16.03
The stock trades at 283.8× trailing but 28.8× forward earnings — consensus estimates already build in a substantial earnings recovery.
Risk check: RSI 78 — a level conventionally read as overbought; gains at these levels often lean on momentum; trading volume is running 1.7× its average — elevated turnover around the report window.
Model outputs from TrendMatrix’s engine as of 2026-11-04 — shown for context, not personalized investment advice.
HGTY at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Insurance - Property & Casualty
- Market cap
- $5.85B
- P/E (fwd)
- 28.8
- P/E (ttm)
- 283.8
- 52-week range
- $9.36–$17.23
- Off 52-week high
- 1.1%
- RSI (14)
- 78
- Volume vs avg
- 1.69×
- Score today
- 4.6/10