Hagerty (HGTY) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Reported EPS
- -$0.02
- Estimate
- -$0.09
- Surprise
- +77.2%
- Revenue (period 2026-06-30)
- $80.8M
- Score at report (before → after)
- 4.7 → 4.8/10
Revenue source: xbrl.
How the report landed
Hagerty (HGTY) reported a narrower loss than forecast — diluted EPS of -$0.02 against the -$0.09 estimate (a 77.2% beat on a still-unprofitable quarter). TrendMatrix's engine moved from Sell (4.7/10) to Hold at 4.8/10 after the report.
Where TrendMatrix's rating stands now
TrendMatrix currently rates HGTY Hold at 4.7/10.
3 of the last 4 quarters beat the estimate; this quarter's +77.2% surprise compares with a -26.7% four-quarter average. Next scheduled report: 2026-11-04.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (3/4)
What argues against it
- Concentration risk — Counterparty: Markel Alliance Agreement (91.0%)
- Concentration risk — Product: Insurance segment (92.0%)
- Analyst target reached - limited upside remaining
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $13.55
- Price target
- $15.58
- Stop
- $12.65
- Upside to target
- +15.0%
The stock trades at 104.2× trailing but 23.1× forward earnings — consensus estimates already build in a substantial earnings recovery.
Model outputs from TrendMatrix’s engine as of 2026-09-06 — shown for context, not personalized investment advice.
HGTY at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Insurance - Property & Casualty
- Market cap
- $4.65B
- P/E (fwd)
- 23.1
- P/E (ttm)
- 104.2
- 52-week range
- $9.36–$14.00
- Off 52-week high
- 3.2%
- RSI (14)
- 69
- Volume vs avg
- 0.79×
- Score today
- 4.7/10