Figure Technology Solutions, In (FIGR) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Adjusted EPS
- $0.40
- Estimate
- $0.32
- Surprise
- +23.7%
- Revenue (period 2026-06-30)
- $225.6M
- Score at report (before → after)
- 6.9 → 6.9/10
Revenue source: xbrl.
How the report landed
Figure Technology Solutions, In (FIGR) beat the $0.32 estimate with adjusted EPS of $0.40 — a large 23.7% upside surprise. TrendMatrix's engine moved from Sell (6.9/10) to Buy (Wait) at 6.9/10 after the report.
Where TrendMatrix's rating stands now
TrendMatrix currently rates FIGR Sell at 6.5/10.
2 of the last 4 quarters beat the estimate; this quarter's +23.7% surprise compares with a +85.1% four-quarter average. Next scheduled report: 2026-11-12.
What supports the rating
- V7 quality resilience bonus: +0.2 (Q=7.2 in RISK_OFF)
- Sector modifier (Financial Services): +1.0
What argues against it
- Concentration risk — Product: HELOC originations (98.0%)
- Concentration risk — Customer: top 10 partners (56.0%)
- Leverage penalty (D/E 1.0): -0.5
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $33.06
- Price target
- $48.10
- Stop
- $31.23
- Upside to target
- +45.5%
- Reward-to-risk
- 3.0:1
The stock trades at 36.1× trailing but 18.5× forward earnings — consensus estimates already build in a substantial earnings recovery.
Model outputs from TrendMatrix’s engine as of 2026-09-24 — shown for context, not personalized investment advice.
FIGR at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Capital Markets
- Market cap
- $7.78B
- P/E (fwd)
- 18.5
- P/E (ttm)
- 36.1
- 52-week range
- $24.11–$78.00
- Off 52-week high
- 57.6%
- RSI (14)
- 41
- Volume vs avg
- 0.06×
- Score today
- 6.5/10