Circle Internet Group (CRCL) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.84
- Estimate
- $0.39
- Surprise
- +116.6%
- Revenue (period 2026-09-30)
- $207.3M
- Score today
- 4.9/10
Revenue source: xbrl.
How the report landed
Circle Internet Group (CRCL) beat the $0.39 estimate with adjusted EPS of $0.84 — a large 116.6% upside surprise.
Coverage in the report window
- HC Wainwright & Co. Maintains Buy on Circle Internet Group, Lowers Price Target to $100 — benzinga, 2026-11-05
Where TrendMatrix's rating stands now
TrendMatrix currently rates CRCL Sell at 4.9/10; no pre/post engine snapshot brackets this report.
4 of the last 4 quarters beat the estimate; this quarter's +116.6% surprise compares with a +69.2% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (4/4)
What argues against it
- Concentration risk — Product: stablecoin reserve income
- V7 low-quality RISK_OFF penalty: -0.5 (Q=4.0)
- Weak overall score: 4.9/10
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $76.12
- Price target
- $96.80
- Stop
- $70.79
- Upside to target
- +27.2%
- Reward-to-risk
- 2.0:1
At 45.9× trailing and 51.5× forward earnings, consensus estimates imply little change in earnings power.
Model outputs from TrendMatrix’s engine as of 2026-11-05 — shown for context, not personalized investment advice.
CRCL at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Capital Markets
- Market cap
- $19.33B
- P/E (fwd)
- 51.5
- P/E (ttm)
- 45.9
- 52-week range
- $49.90–$140.00
- Off 52-week high
- 45.6%
- RSI (14)
- 36
- Volume vs avg
- 1.41×
- Score today
- 4.9/10