Axos Financial (AX) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $2.34
- Estimate
- $2.26
- Surprise
- +3.7%
- Revenue (period 2026-09-30)
- $517.1M
- Score at report (before → after)
- 6.2 → 6.3/10
Revenue source: xbrl.
How the report landed
Axos Financial (AX) beat the $2.26 estimate with adjusted EPS of $2.34 — a clear 3.7% upside surprise. TrendMatrix's engine moved from Buy (Wait) (6.2/10) to Hold at 6.3/10 after the report.
Where TrendMatrix's rating stands now
TrendMatrix currently rates AX Hold at 6.3/10.
3 of the last 4 quarters beat the estimate; this quarter's +3.7% surprise compares with a +4.7% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (3/4)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $92.55
- Price target
- $102.41
- Stop
- $88.71
- Upside to target
- +10.7%
- Reward-to-risk
- 1.5:1
The stock trades at 10.9× trailing but 8.6× forward earnings — consensus estimates already build in a substantial earnings recovery.
Model outputs from TrendMatrix’s engine as of 2026-10-30 — shown for context, not personalized investment advice.
AX at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $5.26B
- P/E (fwd)
- 8.6
- P/E (ttm)
- 10.9
- 52-week range
- $74.89–$105.74
- Off 52-week high
- 12.5%
- RSI (14)
- 67
- Volume vs avg
- 1.03×
- Score today
- 6.3/10