Triumph Financial, Inc. (TFIN) Stock Analysis

Q: What is the TFIN stock price target?

Take-profit $68.22 (+8.9% upside). Prior stop was $58.65.

Q: What are the risks of investing in TFIN?

Target reached (-4.4% upside); Quality below floor (3.5 < 4.0); Target reached (-4.4% upside); Quality below floor (3.5 < 4.0).

Q: Is TFIN overvalued or undervalued?

Triumph Financial, Inc. trades at a P/E of 53.2 (forward 24.1). TrendMatrix value score: 5.9/10. Overall verdict: Sell.

Q: What do analysts say about TFIN?

11 analysts cover TFIN with a consensus score of 3.7/5. Average price target: $69.

SellModerate ConfidenceUpdated 1 days ago (May 19, 2026, 3:46 PM ET)

Financial Services · Banks - Regional

$62.63+8.9% A.UpsideScore 5.2/10#127 of 142 Banks - Regional

QualityF-score8 / 9FCF yield—

Stop $58.65Target $68.22(resistance)A.R:R -0.7:1

Analyst target$68.80+9.9%5 analysts

$68.22our TP

$62.63price

$68.80mean

$72

Sell if holding. Engine safety override at $62.63: Quality below floor (3.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.2/10. Specifically: High short interest: 15%; Elevated put/call ratio: 7.40; Below-average business quality. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 5.2/10, moderate confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 57d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — Triumph Financial, Inc.

Latest news

Net revenue after provisions of Triumph Financial, Inc. – NYSE:TFIN - TradingView — TradingView neutral
Triumph Financial (TFIN) Reports Earnings Tomorrow: What To Expect - Yahoo Finance — Yahoo Finance neutral
Triumph Financial (TFIN) Reports Earnings Tomorrow: What To Expect - TradingView — TradingView neutral
This Texas Instruments Analyst Turns Bullish; Here Are Top 4 Upgrades For Thursday — benzinga Apr 23, 2026 positive
Raymond James Upgrades Triumph Financial to Outperform, Announces $72 Price Target — benzinga Apr 23, 2026 positive

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards

No bull case signals

Risks

Target reached (-4.4% upside)

Quality below floor (3.5 < 4.0)

Key Metrics

P/E (TTM)53.2

P/E (Fwd)24.1

Mkt Cap$1.5B

EV/EBITDA—

Profit Mgn7.2%

ROE3.4%

Rev Growth6.2%

Beta1.40

DividendNone

Rating analysts11

Quality Signals

Piotroski F8/9

Options Flow

P/C7.40bearish

IV50%normal

Max Pain$60-4.2% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

3 floor-breakers

Overall = weighted sum of the 10 dimension scores. Fundamentals (Value/Quality/Growth) carry 45%; market signals (Momentum/Sentiment/Insider/Peer) carry 40%; structure (Technical/Risk/Catalyst) carries 15%.

DimensionScoreWeightContribution

Value5.915%0.89

Quality3.515%0.53

Growth7.015%1.05

Momentum3.010%0.30

Sentiment6.810%0.68

Insider Activity5.810%0.58

Peer Rank2.610%0.26

Technical Setup7.55%0.38

Risk Profile3.15%0.16

Catalyst8.55%0.43

Overall (Σ contributions)5.23

Small float-rounding may cause last-digit differences between this sum and the displayed Overall.

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank

0.2

Growth Rank

2.4

Value Rank

2.9

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd

0.0

Volume

0.0

Obv

1.0

Ma Position

6.0

Rsi

8.1

Uptrend pullback (RSI 34) - buy opportunityVolume distribution (falling OBV)Above 200-day MA

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Gross Margin

0.0

Roa

0.3

Roe

1.1

Net Margin

3.6

Moat

4.8

Operating Margin

5.6

Piotroski F

8.9

No competitive moatStrong Piotroski F-Score: 8/9

GatesMomentum 3.0<4.5A.R:R -0.7=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 57d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive

RSI

34 · Neutral

↓ 20D MA↑ 50D MA↑ 200D MAGOLDEN CROSSSupport $60.46Resistance $69.61

Price Targets

$59

$68

A.Upside+8.9%

A.R:R-0.7:1

Position Sizing

ConvictionNone

Suggested %0.5%

Max %1%

RegimeSteady

Risk Alerts

! Target reached (-4.4% upside)

! Quality below floor (3.5 < 4.0)

! Momentum score 3.0/10 — below 4.5 minimum

Earnings

3/4 beats

Next Earnings2026-07-15 (57d)

Verdict History

reverse chrono — latest first

Loading history...

Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.

Frequently Asked Questions

Is TFIN stock a buy right now?

Sell if holding. Engine safety override at $62.63: Quality below floor (3.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.2/10. Specifically: High short interest: 15%; Elevated put/call ratio: 7.40; Below-average business quality. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $58.65. Score 5.2/10, moderate confidence.

What is the TFIN stock price target?

Take-profit target: $68.22 (+8.9% upside). Prior stop was $58.65. Stop-loss: $58.65.

What are the risks of investing in TFIN?

Target reached (-4.4% upside); Quality below floor (3.5 < 4.0).

Is TFIN overvalued or undervalued?

Triumph Financial, Inc. trades at a P/E of 53.2 (forward 24.1). TrendMatrix value score: 5.9/10. Verdict: Sell.

What do analysts say about TFIN?

11 analysts cover TFIN with a consensus score of 3.7/5. Average price target: $69.

What does Triumph Financial, Inc. do?Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services...

Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States. It offers deposit products, including checking, savings, money market, and certificates of deposit; and loan products, such as commercial real estate, commercial construction, land, and land development, residential real estate, agriculture, and consumer loans, as well as commercial and industrial loans, equipment loans, asset-based loans, business loans for working capital and operational purposes, and liquid credit loans. The company also provides electronic banking services, debit cards, insurance brokerage services, mortgage warehouse facilities, and transportation factoring services; payment, audit, and other banking services for the over the road trucking industry; and LoadPay product, a digital bank account developed for Carriers, as well as provides service and performance scoring and benchmarking to the over-the-road trucking industry. The company was formerly known as Triumph Bancorp, Inc. and changed its name to Triumph Financial, Inc. in December 2022. Triumph Financial, Inc. was incorporated in 2003 and is headquartered in Dallas, Texas.