Triumph Financial, Inc. (TFIN) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Sell if holding. Engine safety override at $67.22: Quality below floor (3.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.9/10. Specifically: High short interest: 16%; Elevated put/call ratio: 3.93; Below-average business quality.
Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States. It offers deposit products, including checking, savings, money market, and certificates of deposit; and loan products, such as commercial... Read more
Sell if holding. Engine safety override at $67.22: Quality below floor (3.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.9/10. Specifically: High short interest: 16%; Elevated put/call ratio: 3.93; Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Score 4.9/10, moderate confidence.
Passes 6/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 76d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
3 floor-breakers
Risk profile below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Quality below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $67.22: Quality below floor (3.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.9/10. Specifically: High short interest: 16%; Elevated put/call ratio: 3.93; Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Prior stop was $62.46. Score 4.9/10, moderate confidence.
Take-profit target: $68.22 (+1.6% upside). Prior stop was $62.46. Stop-loss: $62.46.
Target reached (-10.9% upside); Quality below floor (3.5 < 4.0).
Triumph Financial, Inc. trades at a P/E of 56.2 (forward 24.7). TrendMatrix value score: 5.6/10. Verdict: Sell.
10 analysts cover TFIN with a consensus score of 2.5/5. Average price target: $69.
What does Triumph Financial, Inc. do?Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services...
Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States. It offers deposit products, including checking, savings, money market, and certificates of deposit; and loan products, such as commercial real estate, commercial construction, land, and land development, residential real estate, agriculture, and consumer loans, as well as commercial and industrial loans, equipment loans, asset-based loans, business loans for working capital and operational purposes, and liquid credit loans. The company also provides electronic banking services, debit cards, insurance brokerage services, mortgage warehouse facilities, and transportation factoring services; payment, audit, and other banking services for the over the road trucking industry; and LoadPay product, a digital bank account developed for Carriers, as well as provides service and performance scoring and benchmarking to the over-the-road trucking industry. The company was formerly known as Triumph Bancorp, Inc. and changed its name to Triumph Financial, Inc. in December 2022. Triumph Financial, Inc. was incorporated in 2003 and is headquartered in Dallas, Texas.