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SRCE1st Source CorporationHold5.5·$76.82+1.15%
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1st Source Corporation (SRCE) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $76.82, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.5% away).

1st Source Corporation is an Indiana bank holding company ($9.06B assets) serving northern Indiana and Michigan through 78 banking centers, plus a nationwide Specialty Finance Group financing construction equipment, aircraft, and commercial fleets. Primary regulators are the... Read more

$76.82-0.4% A.UpsideScore 5.5/10#107 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield2.26%(5y avg 2.51%)Payout23.93%sustainable
Stop $73.25Target $76.54(resistance)A.R:R -1.5:1
Analyst target$79.67+3.7%3 analysts
$76.54our TP
$76.82price
$79.67mean
$74
$88

Hold if already holding. Not a fresh buy at $76.82, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.5% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 5.5/10, moderate confidence.

Passes 6/8 gates (positive momentum, clean insider activity, news events none recent, earnings proximity 43d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-09
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 23, 202643d to earnings· next earnings call

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (3/4)
Risks
Analyst target reached - limited upside remaining
Near 52-week high (-0.5% away)
Weak growth

Key Metrics

P/E (TTM)11.6
P/E (Fwd)10.9
Mkt Cap$1.8B
EV/EBITDA
Profit Mgn37.7%
ROE12.6%
Rev Growth5.1%
Beta0.58
Dividend2.26%
Rating analysts9

Quality Signals

Piotroski F8/9

Options Flow

P/C0.09bullish
IV47%normal
Max Pain$35-54.4% vs spot

Material Events(8-K, last 90d)

  • 2026-04-24Item 5.02LOW
    At 2026 Annual Meeting, shareholders approved amendments to EIP Plan, SDIP, and Restricted Stock Plan, removing the 0.60% annual share issuance cap from the EIP Plan and other modifications. No officer departure.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers

Growth below the gate floor. Component breakdown shows what dragged the score down.static

Earnings Growth
3.5
Revenue Growth
3.8

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
1.7
52w Position
9.7
GatesA.R:R -1.5=NEGATIVEExecutive change: officer departure/appointmentMomentum 6.8>=5.5Insider activity: OKNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 43d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
70 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $70.66Resistance $78.10

Price Targets

$73
$77
A.Upside-0.4%
A.R:R-1.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-11.9% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-23 (43d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is SRCE stock a buy right now?

Hold if already holding. Not a fresh buy at $76.82, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.5% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $76.54 (-0.4%), stop $73.25 (−4.9%), A.R:R -1.5:1. Score 5.5/10, moderate confidence.

What is the SRCE stock price target?

Take-profit target: $76.54 (-0.4% upside). Target $76.54 (-0.4%), stop $73.25 (−4.9%), A.R:R -1.5:1. Stop-loss: $73.25.

What are the risks of investing in SRCE?

Analyst target reached - limited upside remaining; Near 52-week high (-0.5% away); Weak growth.

Is SRCE overvalued or undervalued?

1st Source Corporation trades at a P/E of 11.6 (forward 10.9). TrendMatrix value score: 6.7/10. Verdict: Hold.

What do analysts say about SRCE?

9 analysts cover SRCE with a consensus score of 3.9/5. Average price target: $80.

What does 1st Source Corporation do?1st Source Corporation is an Indiana bank holding company ($9.06B assets) serving northern Indiana and Michigan through...

1st Source Corporation is an Indiana bank holding company ($9.06B assets) serving northern Indiana and Michigan through 78 banking centers, plus a nationwide Specialty Finance Group financing construction equipment, aircraft, and commercial fleets. Primary regulators are the Indiana DFI and Federal Reserve Bank of Chicago.

Related stocks: CUBI (Customers Bancorp, Inc) · IFS (Intercorp Financial Services In) · SSB (SouthState Bank Corporation) · COLB (Columbia Banking System, Inc.) · BFC (Bank First Corporation)
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