SLM Corporation - Floating Rate (SLMBP) Stock Analysis
Breakout setup
Financial Services · Credit Services
Sell if holding. Multiple concerning factors at $74.93: Concentration risk — Product: Private Education Loans (71.0%); Concentration risk — Product: online deposit products.
SLM Corporation (Sallie Mae) is the largest private student loan lender in the U.S., originating $7.4 billion in Private Education Loans in 2025 with $20.3 billion held for investment. Revenue is earned through net interest income on student loans and deposit products held at... Read more
Sell if holding. Multiple concerning factors at $74.93: Concentration risk — Product: Private Education Loans (71.0%); Concentration risk — Product: online deposit products. Chart setup: Golden cross, above all MAs, RSI 54, MACD bullish. Score 5.1/10, high confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity no date, semi cycle peak clear). Suitability: moderate.
Thesis
Key Metrics
Quality Signals
Concentration Risks(10-K Item 1A)
- HIGHProductPrivate Education Loans71%10-K Item 1A: 'approximately 71 percent of our total assets ... were comprised of Private Education Loans'
- HIGHProductonline deposit products10-K Item 1A: 'Our deposit funding base is primarily concentrated in online deposit products, including high-yield savings accounts, money market accounts, and certificates of deposit'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
2 floor-breakers
Priced at a premium — multiples above sector norms. Needs delivery on growth + margins to justify.static
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Analyst Consensus
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Multiple concerning factors at $74.93: Concentration risk — Product: Private Education Loans (71.0%); Concentration risk — Product: online deposit products. Chart setup: Golden cross, above all MAs, RSI 54, MACD bullish. Prior stop was $74.21. Score 5.1/10, high confidence.
Take-profit target: $73.53 (-1.9% upside). Prior stop was $74.21. Stop-loss: $74.21.
Concentration risk — Product: Private Education Loans (71.0%); Concentration risk — Product: online deposit products; Leverage penalty (D/E 2.5): -1.5.
SLM Corporation - Floating Rate trades at a P/E of 34.7 (forward N/A). TrendMatrix value score: 3.5/10. Verdict: Sell.
15 analysts cover SLMBP with a consensus score of 3.8/5.
What does SLM Corporation - Floating Rate do?SLM Corporation (Sallie Mae) is the largest private student loan lender in the U.S., originating $7.4 billion in...
SLM Corporation (Sallie Mae) is the largest private student loan lender in the U.S., originating $7.4 billion in Private Education Loans in 2025 with $20.3 billion held for investment. Revenue is earned through net interest income on student loans and deposit products held at its subsidiary, Sallie Mae Bank.