Simmons First National Corporat (SFNC) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Sell if holding. Engine safety override at $21.45: Quality below floor (2.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.5/10. Specifically: Elevated put/call ratio: 1.50; Below-average business quality.
Simmons First National Corporation is a financial holding company with $24.54 billion in total assets, operating Simmons Bank through 222 financial centers in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It provides commercial, consumer, and wealth management... Read more
Sell if holding. Engine safety override at $21.45: Quality below floor (2.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.5/10. Specifically: Elevated put/call ratio: 1.50; Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 62, MACD bullish. Score 5.5/10, moderate confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 77d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMGeographicArkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas10-K Item 1A: 'Our subsidiary bank operates primarily within the states of Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas'
- MEDIUMloan_portfoliocommercial real estate, construction and development, and commercial and industrial loans10-K Item 1A: 'Significant portions of our loan portfolio include commercial real estate, construction and development, and commercial and industrial loans'
Material Events(8-K, last 90d)
- 2026-03-03Item 5.02LOWOn February 27, 2026, Simmons First amended James M. Brogdon's Executive Change in Control Severance Agreement, increasing termination compensation from 2x to 3x Base Period Income. Compensatory arrangement change; no departure.SEC filing →
- 2026-02-02Item 5.02LOWSimmons First disclosed 2026 compensation for president and CEO James M. Brogdon: $900K base salary, 100% target cash incentive, approximately 180% target equity award, approved January 28, 2026. Compensatory arrangement disclosure; no departure.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
2 floor-breakers·1 ceiling hit
Quality below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $21.45: Quality below floor (2.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.5/10. Specifically: Elevated put/call ratio: 1.50; Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 62, MACD bullish. Prior stop was $20.22. Score 5.5/10, moderate confidence.
Take-profit target: $21.73 (+1.8% upside). Prior stop was $20.22. Stop-loss: $20.22.
Target reached (-3.9% upside); Quality below floor (2.8 < 4.0).
Simmons First National Corporat trades at a P/E of N/A (forward 9.7). TrendMatrix value score: 4.7/10. Verdict: Sell.
13 analysts cover SFNC with a consensus score of 3.9/5. Average price target: $24.
What does Simmons First National Corporat do?Simmons First National Corporation is a financial holding company with $24.54 billion in total assets, operating...
Simmons First National Corporation is a financial holding company with $24.54 billion in total assets, operating Simmons Bank through 222 financial centers in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It provides commercial, consumer, and wealth management banking services to individuals and businesses.