Old Second Bancorp, Inc. (OSBC) Stock Analysis
Range Bound setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $20.79, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time... Read more
Hold if already holding. Not a fresh buy at $20.79, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 56 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 5.5/10, moderate confidence.
Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 64d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.
Recent Developments — Old Second Bancorp, Inc.
Latest news
- Old Second Bancorp (OSBC) Q1 2026: EPS $0.48 Miss vs $0.51 Est., - GuruFocus — GuruFocus negative
- Old Second Bancorp (OSBC) Q1 Earnings Miss Estimates - Yahoo Finance — Yahoo Finance negative
- Old Second Bancorp’s (NASDAQ:OSBC) Q1 CY2026 Earnings Results: Revenue In Line With Expectations - StockStory — StockStory neutral
- OSBC Shows Impressive Q1 Revenue Growth and Solid Financial Metr - GuruFocus — GuruFocus positive
- Old Second Bancorp’s (NASDAQ:OSBC) Q1 CY2026 Earnings Results: Revenue In Line With Expectations - FinancialContent — FinancialContent neutral
Generated 2026-05-20T21:06:21Z.
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Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $20.79, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 56 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $21.04 (+1.2%), stop $19.71 (−5.5%), A.R:R -0.4:1. Score 5.5/10, moderate confidence.
Take-profit target: $21.04 (+1.2% upside). Target $21.04 (+1.2%), stop $19.71 (−5.5%), A.R:R -0.4:1. Stop-loss: $19.71.
Analyst target reached - limited upside remaining.
Old Second Bancorp, Inc. trades at a P/E of 12.5 (forward 9.1). TrendMatrix value score: 7.7/10. Verdict: Hold.
11 analysts cover OSBC with a consensus score of 4.1/5. Average price target: $23.
What does Old Second Bancorp, Inc. do?Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community...
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.