OFG Bancorp (OFG) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $45.55, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Puerto Rico; Analyst target reached - limited upside remaining.
OFG Bancorp is a financial holding company headquartered in San Juan, Puerto Rico, operating primarily through Oriental Bank with Banking, Wealth Management, and Treasury segments. It provides commercial, consumer, auto, and mortgage lending along with wealth management and... Read more
Hold if already holding. Not a fresh buy at $45.55, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Puerto Rico; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 67, MACD bullish. Maintain position. Not compelling to add more. Score 6.1/10, moderate confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 83d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHGeographicPuerto Rico10-K Item 1A: 'Most of our business is conducted in Puerto Rico, where economic and government fiscal and liquidity challenges have adversely impacted and may continue to adversely impact us'
- MEDIUMCustomerPuerto Rico government deposits (16.3% of total)16%10-K Item 1A: 'collateralized deposits from the Puerto Rico government, its instrumentalities and municipalities ($1.676 billion, or approximately 16.3% of our total deposits'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $45.55, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Puerto Rico; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 67, MACD bullish. Maintain position. Not compelling to add more. Target $45.91 (+0.8%), stop $43.22 (−5.4%), A.R:R -1.0:1. Score 6.1/10, moderate confidence.
Take-profit target: $45.91 (+0.8% upside). Target $45.91 (+0.8%), stop $43.22 (−5.4%), A.R:R -1.0:1. Stop-loss: $43.22.
Concentration risk — Geographic: Puerto Rico; Analyst target reached - limited upside remaining; Near 52-week high (2.8% away).
OFG Bancorp trades at a P/E of 9.3 (forward 9.6). TrendMatrix value score: 7.9/10. Verdict: Hold.
9 analysts cover OFG with a consensus score of 3.7/5. Average price target: $48.
What does OFG Bancorp do?OFG Bancorp is a financial holding company headquartered in San Juan, Puerto Rico, operating primarily through Oriental...
OFG Bancorp is a financial holding company headquartered in San Juan, Puerto Rico, operating primarily through Oriental Bank with Banking, Wealth Management, and Treasury segments. It provides commercial, consumer, auto, and mortgage lending along with wealth management and insurance services, primarily in Puerto Rico and the U.S. Virgin Islands.