OceanFirst Financial Corp. (OCFC) Stock Analysis
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $18.20, but acceptable to hold if already in. Reasons: Thin upside margin: 5.2%; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.9).
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts,... Read more
Hold if already holding. Not a fresh buy at $18.20, but acceptable to hold if already in. Reasons: Thin upside margin: 5.2%; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.9). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Mixed signals. Hold existing position. Score 5.1/10, moderate confidence.
Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 67d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.
Recent Developments — OceanFirst Financial Corp.
Latest news
- OceanFirst Financial (OCFC) Reports Q1: Everything You Need To Know Ahead Of Earnings - StockStory — StockStory neutral
- OceanFirst Financial Declares Regular Quarterly Cash Dividend - TipRanks — TipRanks neutral
- OceanFirst Financial Corp. Declares Quarterly Cash Dividend of $0.20 per Share - Quiver Quantitative — Quiver Quantitative neutral
- Strategic Value Bank Partners Opens $11.6 Million Position in OceanFirst Financial Ahead of Merger - The Motley Fool — The Motley Fool positive
- OCFC Maintained by DA Davidson -- Price Target Raised to $20.00 - GuruFocus — GuruFocus positive
Generated 2026-05-20T21:06:21Z.
Thesis
Key Metrics
Quality Signals
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
3 floor-breakers
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $18.20, but acceptable to hold if already in. Reasons: Thin upside margin: 5.2%; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.9). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Mixed signals. Hold existing position. Target $19.14 (+5.2%), stop $17.30 (−5.2%), A.R:R 1.0:1. Score 5.1/10, moderate confidence.
Take-profit target: $19.14 (+5.2% upside). Target $19.14 (+5.2%), stop $17.30 (−5.2%), A.R:R 1.0:1. Stop-loss: $17.30.
Thin upside margin: 5.2%; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.9); Weak growth.
OceanFirst Financial Corp. trades at a P/E of 15.4 (forward 7.7). TrendMatrix value score: 7.2/10. Verdict: Hold.
12 analysts cover OCFC with a consensus score of 3.8/5. Average price target: $22.
What does OceanFirst Financial Corp. do?OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community...
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.