OceanFirst Financial Corp. (OCFC) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Sell if holding. Analyst target reached at $19.02 — A.R:R 0.1:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Weak growth.
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts,... Read more
Sell if holding. Analyst target reached at $19.02 — A.R:R 0.1:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Weak growth. Chart setup: Golden cross, above all MAs, RSI 55, MACD bullish. Score 5.2/10, moderate confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.50, earnings proximity 84d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
2 floor-breakers
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $19.02 — A.R:R 0.1:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Weak growth. Chart setup: Golden cross, above all MAs, RSI 55, MACD bullish. Prior stop was $18.16. Score 5.2/10, moderate confidence.
Take-profit target: $19.14 (+0.6% upside). Prior stop was $18.16. Stop-loss: $18.16.
Analyst target reached - limited upside remaining; Weak growth.
OceanFirst Financial Corp. trades at a P/E of 16.0 (forward 7.8). TrendMatrix value score: 6.9/10. Verdict: Sell.
12 analysts cover OCFC with a consensus score of 3.8/5. Average price target: $22.
What does OceanFirst Financial Corp. do?OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community...
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.