Northwest Bancshares, Inc. (NWBI) Stock Analysis

Q: What is the NWBI stock price target?

Take-profit $13.78 (+0.9% upside). Target $13.78 (+0.9%), stop $13.16 (−3.8%), A.R:R -0.8:1.

Range Bound setup

HoldModerate ConfidenceUpdated 15 hr ago (May 20, 2026, 1:36 AM ET)

Financial Services · Banks - Regional

Northwest Bancshares operates Northwest Bank, a Pennsylvania-chartered savings bank with 161 community-banking locations in PA, western NY, northeastern OH, and Indiana. Principal revenue comes from interest on residential mortgages, consumer loans, and commercial real... Read more

$13.66+0.9% A.UpsideScore 6.1/10#43 of 142 Banks - Regional

QualityF-score6 / 9FCF yield—

IncomeYield5.86%(5y avg 6.30%)Payout86.96%at-risk

Stop $13.16Target $13.78(resistance)A.R:R -0.8:1

Analyst target$15.00+9.8%7 analysts

$13.78our TP

$13.66price

$15.00mean

$16

Hold if already holding. Not a fresh buy at $13.66, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: residential and commercial real estate (342% of bank capital); Analyst target reached - limited upside remaining. Chart setup: RSI 53 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.1/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 70d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — Northwest Bancshares, Inc.

Latest news

Northwest Bancshares announces board chair transition - MSN — MSN neutral
Earnings Preview: NWBI to Report Financial Results Post-market on April 27 - 富途牛牛 — 富途牛牛 positive
Northwest (NWBI) Q4 2025 Earnings Transcript - AOL.com — AOL.com positive
Northwest (NWBI) Q4 2025 Earnings Transcript - The Globe and Mail — The Globe and Mail neutral
Northwest Bancshares Earnings: What To Look For From NWBI - StockStory — StockStory neutral

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards

Sector modifier (Financial Services): +1.0

Strong earnings beat streak (3/4)

Attractive valuation

Risks

Concentration risk — Loan Portfolio: residential and commercial real estate (342% of bank capital)

Analyst target reached - limited upside remaining

Near 52-week high (4.2% away)

Key Metrics

P/E (TTM)14.8

P/E (Fwd)9.5

Mkt Cap$2.0B

EV/EBITDA—

Profit Mgn21.4%

ROE7.5%

Rev Growth15.1%

Beta0.68

Dividend5.86%

Rating analysts14

Quality Signals

Piotroski F6/9

Options Flow

IV57%elevated

Concentration Risks(10-K Item 1A)

MEDIUMGeographicPennsylvania (loan portfolio)39%
10-K Item 1A: '39% of our loan portfolio was secured by properties located in Pennsylvania, and 10% of our loan portfolio was secured by properties located in New York'
MEDIUMloan_portfoliocommercial real estate loans26%
10-K Item 1: 'commercial real estate loans totaled $3.3 billion, or 26% of gross loans'
MEDIUMloan_portfoliocommercial loans20%
10-K Item 1: 'commercial loans totaled $2.6 billion, or 20% of gross loans'
HIGHloan_portfolioresidential and commercial real estate (342% of bank capital)
10-K Item 1A: 'we have a concentration in residential and commercial real estate lending, as such loans represent a combined 342% of total bank capital as of December 31, 2025'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

Overall = weighted sum of the 10 dimension scores. Fundamentals (Value/Quality/Growth) carry 45%; market signals (Momentum/Sentiment/Insider/Peer) carry 40%; structure (Technical/Risk/Catalyst) carries 15%.

DimensionScoreWeightContribution

Value7.915%1.19

Quality5.015%0.75

Growth8.215%1.23

Momentum5.810%0.58

Sentiment5.510%0.55

Insider Activity5.310%0.53

Peer Rank4.210%0.42

Technical Setup5.75%0.29

Risk Profile6.95%0.35

Catalyst5.25%0.26

Overall (Σ contributions)6.13

Small float-rounding may cause last-digit differences between this sum and the displayed Overall.

GatesA.R:R -0.8=NEGATIVEMomentum 5.8>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 70d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Aggressive

RSI

53 · Neutral

↑ 20D MA↑ 50D MA↑ 200D MAGOLDEN CROSSSupport $12.92Resistance $14.06

Price Targets

$13

$14

A.Upside+0.9%

A.R:R-0.8:1

Position Sizing

ConvictionNone

Suggested %0.5%

Max %1%

RegimeRisk-Off

Risk Alerts

! Target reached (-4.5% upside)

! Negative risk/reward — downside exceeds upside

Earnings

3/4 beats

Next Earnings2026-07-28 (70d)

Verdict History

reverse chrono — latest first

Loading history...

Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.

Frequently Asked Questions

Is NWBI stock a buy right now?

Hold if already holding. Not a fresh buy at $13.66, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: residential and commercial real estate (342% of bank capital); Analyst target reached - limited upside remaining. Chart setup: RSI 53 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $13.78 (+0.9%), stop $13.16 (−3.8%), A.R:R -0.8:1. Score 6.1/10, moderate confidence.

What is the NWBI stock price target?

Take-profit target: $13.78 (+0.9% upside). Target $13.78 (+0.9%), stop $13.16 (−3.8%), A.R:R -0.8:1. Stop-loss: $13.16.

What are the risks of investing in NWBI?

Concentration risk — Loan Portfolio: residential and commercial real estate (342% of bank capital); Analyst target reached - limited upside remaining; Near 52-week high (4.2% away).

Is NWBI overvalued or undervalued?

Northwest Bancshares, Inc. trades at a P/E of 14.8 (forward 9.5). TrendMatrix value score: 7.9/10. Verdict: Hold.

What do analysts say about NWBI?

14 analysts cover NWBI with a consensus score of 3.6/5. Average price target: $15.

What does Northwest Bancshares, Inc. do?Northwest Bancshares operates Northwest Bank, a Pennsylvania-chartered savings bank with 161 community-banking...