Northwest Bancshares, Inc. (NWBI) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $13.78, but acceptable to hold if already in. Reasons: Concentration risk — Tenant: residential and commercial real estate lending; Analyst target reached - limited upside remaining.
Northwest Bancshares is a community bank holding company operating Northwest Bank, a Pennsylvania-chartered savings bank with 161 locations across PA, western NY, northeastern OH, and IN. Revenue comes primarily from net interest income on residential mortgages, commercial real... Read more
Hold if already holding. Not a fresh buy at $13.78, but acceptable to hold if already in. Reasons: Concentration risk — Tenant: residential and commercial real estate lending; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 55, MACD bullish. Maintain position. Not compelling to add more. Score 6.1/10, moderate confidence.
Passes 5/6 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity 89d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMGeographicPennsylvania39%10-K Item 1A: 'At December 31, 2025, 39% of our loan portfolio was secured by properties located in Pennsylvania'
- HIGHTenantresidential and commercial real estate lending10-K Item 1A: 'we have a concentration in residential and commercial real estate lending, as such loans represent a combined 342% of total bank capital as of December 31, 2025'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $13.78, but acceptable to hold if already in. Reasons: Concentration risk — Tenant: residential and commercial real estate lending; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 55, MACD bullish. Maintain position. Not compelling to add more. Target $13.97 (+1.4%), stop $13.22 (−4.2%), A.R:R -1.0:1. Score 6.1/10, moderate confidence.
Take-profit target: $13.97 (+1.4% upside). Target $13.97 (+1.4%), stop $13.22 (−4.2%), A.R:R -1.0:1. Stop-loss: $13.22.
Concentration risk — Tenant: residential and commercial real estate lending; Analyst target reached - limited upside remaining; Near 52-week high (3.4% away).
Northwest Bancshares, Inc. trades at a P/E of 14.9 (forward 9.5). TrendMatrix value score: 7.9/10. Verdict: Hold.
14 analysts cover NWBI with a consensus score of 3.6/5. Average price target: $15.
What does Northwest Bancshares, Inc. do?Northwest Bancshares is a community bank holding company operating Northwest Bank, a Pennsylvania-chartered savings...
Northwest Bancshares is a community bank holding company operating Northwest Bank, a Pennsylvania-chartered savings bank with 161 locations across PA, western NY, northeastern OH, and IN. Revenue comes primarily from net interest income on residential mortgages, commercial real estate, and commercial business loans funded by retail deposits.