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NWBINorthwest Bancshares, Inc.Hold6.0·$14.28+0.63%
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Northwest Bancshares, Inc. (NWBI) Stock Analysis

Breakout setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $14.28, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: residential and commercial real estate (342% of bank capital); Analyst target reached - limited upside remaining.

Northwest Bancshares operates Northwest Bank, a Pennsylvania-chartered savings bank with 161 community-banking locations in PA, western NY, northeastern OH, and Indiana. Principal revenue comes from interest on residential mortgages, consumer loans, and commercial real... Read more

$14.28-1.3% A.UpsideScore 6.0/10#53 of 142 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield5.64%(5y avg 6.31%)Payout86.96%at-risk
Stop $13.78Target $14.09(resistance)A.R:R -1.3:1
Analyst target$15.00+5.0%7 analysts
$14.09our TP
$14.28price
$15.00mean
$14
$16

Hold if already holding. Not a fresh buy at $14.28, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: residential and commercial real estate (342% of bank capital); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Maintain position. Not compelling to add more. Score 6.0/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 50d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-09

Recent Developments — Northwest Bancshares, Inc.

Generated 2026-06-09T22:26:35Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Jul 28, 202650d to earnings· next earnings call

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (3/4)
Attractive valuation
Risks
Concentration risk — Loan Portfolio: residential and commercial real estate (342% of bank capital)
Analyst target reached - limited upside remaining
Near 52-week high (-0.0% away)

Key Metrics

P/E (TTM)15.4
P/E (Fwd)9.8
Mkt Cap$2.1B
EV/EBITDA
Profit Mgn21.4%
ROE7.5%
Rev Growth15.1%
Beta0.68
Dividend5.64%
Rating analysts14

Quality Signals

Piotroski F6/9

Options Flow

IV98%elevated

Concentration Risks(10-K Item 1A)

  • MEDIUMGeographicPennsylvania (loan portfolio)39%
    10-K Item 1A: '39% of our loan portfolio was secured by properties located in Pennsylvania, and 10% of our loan portfolio was secured by properties located in New York'
  • MEDIUMloan_portfoliocommercial real estate loans26%
    10-K Item 1: 'commercial real estate loans totaled $3.3 billion, or 26% of gross loans'
  • MEDIUMloan_portfoliocommercial loans20%
    10-K Item 1: 'commercial loans totaled $2.6 billion, or 20% of gross loans'
  • HIGHloan_portfolioresidential and commercial real estate (342% of bank capital)
    10-K Item 1A: 'we have a concentration in residential and commercial real estate lending, as such loans represent a combined 342% of total bank capital as of December 31, 2025'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -1.3=NEGATIVEMomentum 6.3>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 50d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
65 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $13.32Resistance $14.38

Price Targets

$14
$14
A.Upside-1.3%
A.R:R-1.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-8.6% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-28 (50d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is NWBI stock a buy right now?

Hold if already holding. Not a fresh buy at $14.28, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: residential and commercial real estate (342% of bank capital); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Maintain position. Not compelling to add more. Target $14.09 (-1.3%), stop $13.78 (−3.6%), A.R:R -1.3:1. Score 6.0/10, moderate confidence.

What is the NWBI stock price target?

Take-profit target: $14.09 (-1.3% upside). Target $14.09 (-1.3%), stop $13.78 (−3.6%), A.R:R -1.3:1. Stop-loss: $13.78.

What are the risks of investing in NWBI?

Concentration risk — Loan Portfolio: residential and commercial real estate (342% of bank capital); Analyst target reached - limited upside remaining; Near 52-week high (-0.0% away).

Is NWBI overvalued or undervalued?

Northwest Bancshares, Inc. trades at a P/E of 15.4 (forward 9.8). TrendMatrix value score: 7.8/10. Verdict: Hold.

What do analysts say about NWBI?

14 analysts cover NWBI with a consensus score of 3.6/5. Average price target: $15.

What does Northwest Bancshares, Inc. do?Northwest Bancshares operates Northwest Bank, a Pennsylvania-chartered savings bank with 161 community-banking...

Northwest Bancshares operates Northwest Bank, a Pennsylvania-chartered savings bank with 161 community-banking locations in PA, western NY, northeastern OH, and Indiana. Principal revenue comes from interest on residential mortgages, consumer loans, and commercial real estate/business loans. In July 2025, the company completed the acquisition of Penns Woods Bancorp, adding $2.2B in total assets.

Related stocks: NIC (Nicolet Bankshares Inc.) · IFS (Intercorp Financial Services In) · GABC (German American Bancorp, Inc.) · CUBI (Customers Bancorp, Inc) · INTR (Inter & Co. Inc.)
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