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Molina Healthcare Inc (MOH) Stock Analysis

Recovery setup

SellHigh Confidence

Healthcare · Healthcare Plans

Sell if holding. Engine safety override at $197.43: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 3.6/10. Specifically: Below-average business quality.

Molina Healthcare provides managed healthcare services under Medicaid, Medicare, and Marketplace programs across 21 states, serving ~5.5 million members with $43B in premium revenue in 2025. Revenue is almost entirely government-contracted monthly premiums; Medicaid constitutes... Read more

$197.43-1.6% A.UpsideScore 3.6/10#11 of 11 Healthcare Plans
Stop $183.81Target $194.44(resistance)A.R:R -1.4:1
Analyst target$173.88-11.9%16 analysts
$194.44our TP
$197.43price
$173.88mean
$124
$262

Sell if holding. Engine safety override at $197.43: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 3.6/10. Specifically: Below-average business quality. Chart setup: Death cross but MACD improving, RSI 95. Score 3.6/10, high confidence.

Passes 6/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 83d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Thesis

Rewards
No bull case signals
Risks
Concentration risk — Product: Medicaid (75.0%)
Concentration risk — Geographic: top-4 Medicaid health plans (California, New York, Texas, and Washington) (54.0%)
Target reached (-20.8% upside)

Key Metrics

P/E (TTM)52.7
P/E (Fwd)22.1
Mkt Cap$10.2B
EV/EBITDA7.8
Profit Mgn0.4%
ROE4.5%
Rev Growth-4.3%
Beta0.55
DividendNone
Rating analysts24

Quality Signals

Piotroski F4/9

Options Flow

P/C0.97neutral
IV55%elevated
Max Pain$80-59.5% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHProductMedicaid75%
    10-K Item 1A: 'Our Medicaid premium revenue constituted 75% of our consolidated premium revenue in the year ended December 31, 2025'
  • HIGHGeographictop-4 Medicaid health plans (California, New York, Texas, and Washington)54%
    10-K Item 1A: 'our top four health plans were in California, New York, Texas, and Washington...approximately 54% of total Medicaid premium revenue'

Material Events(8-K, last 90d)

  • 2026-02-06Item 2.06MEDIUM
    Molina amended its Credit Agreement February 4, 2026, temporarily reducing the minimum quarterly interest coverage ratio from 3.00:1.00 to 1.75:1.00 for fiscal quarters ending March 31, 2026 through December 31, 2026, stepping up through September 2027.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

5 floor-breakers

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
0.1
52w Position
1.0

Revenue shrinking — -4.3% YoY. Growth thesis broken unless recovery story develops.static

Earnings Growth
0.0
Revenue Growth
1.4
Declining revenue: -4%

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
0.0
Quality Rank
4.1
Value Rank
4.4

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Gross Margin
0.0
Net Margin
0.2
Operating Margin
0.7
Roa
1.3
Roe
1.5
Piotroski F
4.4
Moat
5.0
Current Ratio
5.9
Fcf Quality
10.0
Excellent cash conversion: 403% FCF/NINo competitive moat

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History
0.0
Surprise Avg
0.0
Earnings Timing
5.0
Erm
6.5
News Activity
8.0
Earnings concerns: 1B/3M
GatesA.R:R -1.4=NEGATIVEDeath cross (50MA < 200MA)Momentum 6.2>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 83d clearSEMI CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
95 · Overbought
20D MA 50D MA 200D MADEATH CROSSSupport $134.07Resistance $198.41

Price Targets

$184
$194
A.Upside-1.5%
A.R:R-1.4:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-20.8% upside)
! Quality below floor (3.2 < 4.0)
! Negative risk/reward — downside exceeds upside

Earnings

B
M
M
M
1/4 beats
Next Earnings2026-07-22 (83d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is MOH stock a buy right now?

Sell if holding. Engine safety override at $197.43: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 3.6/10. Specifically: Below-average business quality. Chart setup: Death cross but MACD improving, RSI 95. Prior stop was $183.81. Score 3.6/10, high confidence.

What is the MOH stock price target?

Take-profit target: $194.44 (-1.6% upside). Prior stop was $183.81. Stop-loss: $183.81.

What are the risks of investing in MOH?

Concentration risk — Product: Medicaid (75.0%); Concentration risk — Geographic: top-4 Medicaid health plans (California, New York, Texas, and Washington) (54.0%); Target reached (-20.8% upside).

Is MOH overvalued or undervalued?

Molina Healthcare Inc trades at a P/E of 52.7 (forward 22.1). TrendMatrix value score: 5.3/10. Verdict: Sell.

What do analysts say about MOH?

24 analysts cover MOH with a consensus score of 3.3/5. Average price target: $174.

What does Molina Healthcare Inc do?Molina Healthcare provides managed healthcare services under Medicaid, Medicare, and Marketplace programs across 21...

Molina Healthcare provides managed healthcare services under Medicaid, Medicare, and Marketplace programs across 21 states, serving ~5.5 million members with $43B in premium revenue in 2025. Revenue is almost entirely government-contracted monthly premiums; Medicaid constitutes 75% of premium revenue.

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