Live Oak Bancshares, Inc. (LOB) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Sell if holding. Analyst target reached at $37.73 — A.R:R is negative (-0.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2).
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing... Read more
Sell if holding. Analyst target reached at $37.73 — A.R:R is negative (-0.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2). Chart setup: Golden cross, above all MAs, RSI 63, MACD bullish. Score 6.6/10, moderate confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.40, earnings proximity 83d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 ceiling hit
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $37.73 — A.R:R is negative (-0.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2). Chart setup: Golden cross, above all MAs, RSI 63, MACD bullish. Prior stop was $35.41. Score 6.6/10, moderate confidence.
Take-profit target: $38.07 (+1.0% upside). Prior stop was $35.41. Stop-loss: $35.41.
Analyst target reached - limited upside remaining; Consecutive earnings misses (2).
Live Oak Bancshares, Inc. trades at a P/E of 14.4 (forward 9.1). TrendMatrix value score: 7.9/10. Verdict: Sell.
9 analysts cover LOB with a consensus score of 3.7/5. Average price target: $43.
What does Live Oak Bancshares, Inc. do?Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various...
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.