Jack Henry & Associates, Inc. (JKHY) Stock Analysis
Falling Knife setup · Temp Headwind edge
Technology · Information Technology Services
Sell if holding. Momentum 3.9/10 is below the 5.0 floor at $140.50 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 6.4): -1.5; Sector modifier (Technology): -0.8.
Jack Henry & Associates is a financial technology company providing core banking, payment processing, and digital banking solutions to approximately 7,400 community and regional banks and credit unions. Revenue is primarily recurring from private and public cloud services and... Read more
Sell if holding. Momentum 3.9/10 is below the 5.0 floor at $140.50 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 6.4): -1.5; Sector modifier (Technology): -0.8. Chart setup: Death cross, below all MAs, RSI 31, MACD bearish. Score 5.8/10, high confidence.
Passes 7/9 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 91d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: moderate.
Recent Developments — Jack Henry & Associates, Inc.
Latest news
- Here's why Jack Henry (JKHY) is a strong growth stock - MSN — MSN positive
- Jack Henry (JKHY) Boosts Deconversion Revenue Forecast for Fisca - GuruFocus — GuruFocus positive
- Jack Henry Announces Fiscal 2026 Third Quarter Deconversion Revenue Results - PR Newswire — PR Newswire positive
- Jack Henry's Annual Survey of Financial Institutions Highlights Priorities Amid Economic Uncertainty and a New Hybrid Mo — PR Newswire neutral
- Jack Henry & Associates (JKHY) to Release Quarterly Earnings on Tuesday - MarketBeat — MarketBeat neutral
Generated 2026-05-20T21:06:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Material Events(8-K, last 90d)
- 2026-03-26Item 1.02MEDIUMJack Henry terminated its existing $600M revolving unsecured credit agreement (maturity Aug 2027) simultaneously with closing a new $1.0B five-year revolving credit agreement on March 25, 2026. No early termination penalties were owed.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Momentum 3.9/10 is below the 5.0 floor at $140.50 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 6.4): -1.5; Sector modifier (Technology): -0.8. Chart setup: Death cross, below all MAs, RSI 31, MACD bearish. Prior stop was $130.67. Score 5.8/10, high confidence.
Take-profit target: $164.62 (+17.2% upside). Prior stop was $130.67. Stop-loss: $130.67.
Sector modifier (Technology): -0.8; Leverage penalty (D/E 6.4): -1.5; Negative momentum.
Jack Henry & Associates, Inc. trades at a P/E of 19.4 (forward 19.7). TrendMatrix value score: 6.1/10. Verdict: Sell.
23 analysts cover JKHY with a consensus score of 4.1/5. Average price target: $189.
What does Jack Henry & Associates, Inc. do?Jack Henry & Associates is a financial technology company providing core banking, payment processing, and digital...
Jack Henry & Associates is a financial technology company providing core banking, payment processing, and digital banking solutions to approximately 7,400 community and regional banks and credit unions. Revenue is primarily recurring from private and public cloud services and electronic payment solutions under six-year contracts, with over 950 bank core clients and approximately 715 credit union core clients. High switching costs from deeply embedded core processing systems support retention.