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Hancock Whitney Corporation (HWC) Stock Analysis

SellVALUE-TRAP 1/5Moderate Confidence

Financial Services · Banks - Regional

Sell if holding. At $64.15, A.R:R 1.1:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 5.6%; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.8).

Hancock Whitney is a Gulf South regional bank holding company with 180 banking locations across Mississippi, Alabama, Louisiana, Florida, Texas, Tennessee, and Georgia, with $35.5B in total assets. Revenue comes from net interest income on $24.0B in commercial, real estate, and... Read more

$64.15+5.6% A.UpsideScore 5.5/10#107 of 142 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield2.96%(5y avg 2.58%)Payout38.07%sustainable
Stop $61.41Target $67.75(analyst − 13%)A.R:R 1.1:1
Analyst target$77.88+21.4%8 analysts
$67.75our TP
$64.15price
$77.88mean
$82

Sell if holding. At $64.15, A.R:R 1.1:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 5.6%; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.8). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 5.5/10, moderate confidence.

Passes 5/7 gates (clean insider activity, no SEC red flags, earnings proximity 58d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

Recent Developments — Hancock Whitney Corporation

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Attractive valuation
Risks
Thin upside margin: 5.6%
V7 low-quality RISK_OFF penalty: -0.5 (Q=4.8)
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)13.2
P/E (Fwd)9.4
Mkt Cap$5.2B
EV/EBITDA
Profit Mgn29.9%
ROE9.5%
Rev Growth-21.1%
Beta0.98
Dividend2.96%
Rating analysts13

Quality Signals

Piotroski F6/9

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 floor-breakers·1 ceiling hit

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
0.1
Value Rank
3.5
Quality Rank
4.0

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Obv
1.0
Ma Position
4.0
Volume
5.7
Rsi
7.9
Uptrend pullback (RSI 36) - buy opportunityVolume distribution (falling OBV)Above 200-day MA
GatesMomentum 3.7<4.5A.R:R 1.1 < 1.5@spotInsider activity: OKNo SEC red flagsEARNINGS PROXIMITY 58d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
36 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $63.31Resistance $70.19

Price Targets

$61
$68
A.Upside+5.6%
A.R:R1.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Momentum score 3.7/10 — below 4.5 minimum
! Reward/Risk 1.1:1 at current price — below 1.5:1 minimum

Earnings

B
M
M
M
1/4 beats
Next Earnings2026-07-14 (58d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is HWC stock a buy right now?

Sell if holding. At $64.15, A.R:R 1.1:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 5.6%; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.8). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $61.41. Score 5.5/10, moderate confidence.

What is the HWC stock price target?

Take-profit target: $67.75 (+5.6% upside). Prior stop was $61.41. Stop-loss: $61.41.

What are the risks of investing in HWC?

Thin upside margin: 5.6%; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.8); Consecutive earnings misses (2).

Is HWC overvalued or undervalued?

Hancock Whitney Corporation trades at a P/E of 13.2 (forward 9.4). TrendMatrix value score: 8.3/10. Verdict: Sell.

What do analysts say about HWC?

13 analysts cover HWC with a consensus score of 4.1/5. Average price target: $78.

What does Hancock Whitney Corporation do?Hancock Whitney is a Gulf South regional bank holding company with 180 banking locations across Mississippi, Alabama,...

Hancock Whitney is a Gulf South regional bank holding company with 180 banking locations across Mississippi, Alabama, Louisiana, Florida, Texas, Tennessee, and Georgia, with $35.5B in total assets. Revenue comes from net interest income on $24.0B in commercial, real estate, and consumer loans and fee-based wealth management and broker-dealer services.

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