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HOPEHope Bancorp, Inc.Sell5.9·$13.53-0.37%
SellModerate Confidence
Investment thesis

The bank trades at a forward earnings multiple of approximately 8 times and a PEG ratio of 0.23, and has posted back-to-back beats in its two most recent quarters after two prior misses — but with the stock having reached its resistance-based target at current prices and zero remaining upside in the near-term geometry, the setup offers no margin of safety for new buyers.

Thesis pillars

  • Attractive Valuation Low PegStable
  • Momentum Breakout Golden CrossStable
  • Earnings Improvement After Prior MissesStable
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

Open full analysis

Hope Bancorp, Inc. (HOPE) Stock Analysis

Breakout setup · Inst Constrain edge

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Analyst target reached at $13.53 — A.R:R is negative (-1.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: commercial real estate loans (58.0%).

Hope Bancorp, Inc. is the Los Angeles-based holding company for Bank of Hope, a multi-ethnic community bank operating 74 branches across California, Hawaii, New York, New Jersey, Washington, Illinois, Texas, Alabama and Georgia, plus a representative office in Seoul, South... Read more

$13.53+1.8% A.UpsideScore 5.9/10#121 of 223 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield4.13%(5y avg 4.78%)Payout101.82%at-risk
Stop $12.93Target $13.77(resistance)A.R:R -1.3:1
Analyst target$14.38+6.2%4 analysts
$13.77our TP
$13.53price
$14.38mean
$15

Sell if holding. Analyst target reached at $13.53 — A.R:R is negative (-1.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: commercial real estate loans (58.0%). Chart setup: Golden cross, above all MAs, RSI 58, MACD bullish. Score 5.9/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 15d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-06
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Jul 21, 202615d to earnings· next earnings call

Thesis

Rewards
Attractive valuation
Strong growth profile
Risks
Concentration risk — Loan Portfolio: commercial real estate loans (58.0%)
Analyst target reached - limited upside remaining
Near 52-week high (3.7% away)

Key Metrics

P/E (TTM)24.7
P/E (Fwd)8.5
Mkt Cap$1.7B
EV/EBITDA
Profit Mgn14.7%
ROE3.2%
Rev Growth18.4%
Beta0.81
Dividend4.13%
Rating analysts10

Quality Signals

Piotroski F8/9

Options Flow

IV98%elevated

Concentration Risks(10-K Item 1A)

  • HIGHloan_portfoliocommercial real estate loans58%
    10-K Item 1A: 'As of December 31, 2025, approximately 58% of our loan portfolio consisted of loans secured by various types of commercial real estate (excluding 1-4 family residential mortgage loans).'
  • MEDIUMGeographicSouthern California
    10-K Item 1A: 'A significant portion of our operations are concentrated in Southern California, which is an earthquake and fire prone region.'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Surprise Avg
2.0
Earnings History
3.3
Dividend Safety
3.5
Erm
5.0
Earnings Timing
5.0
Earnings concerns: 2B/2MYield trap warning: high yield but unsafe

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank
0.5
Value Rank
3.4
Growth Rank
6.4
GatesA.R:R -1.3=NEGATIVEMomentum 6.7>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 15d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
58 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $12.52Resistance $14.05

Price Targets

$13
$14
A.Upside+1.8%
A.R:R-1.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-9.7% upside)
! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-21 (15d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is HOPE stock a buy right now?

Sell if holding. Analyst target reached at $13.53 — A.R:R is negative (-1.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: commercial real estate loans (58.0%). Chart setup: Golden cross, above all MAs, RSI 58, MACD bullish. Prior stop was $12.93. Score 5.9/10, moderate confidence.

What is the HOPE stock price target?

Take-profit target: $13.77 (+1.8% upside). Prior stop was $12.93. Stop-loss: $12.93.

What are the risks of investing in HOPE?

Concentration risk — Loan Portfolio: commercial real estate loans (58.0%); Analyst target reached - limited upside remaining; Near 52-week high (3.7% away).

Is HOPE overvalued or undervalued?

Hope Bancorp, Inc. trades at a P/E of 24.7 (forward 8.5). TrendMatrix value score: 7.3/10. Verdict: Sell.

What do analysts say about HOPE?

10 analysts cover HOPE with a consensus score of 3.9/5. Average price target: $14.

What does Hope Bancorp, Inc. do?Hope Bancorp, Inc. is the Los Angeles-based holding company for Bank of Hope, a multi-ethnic community bank operating...

Hope Bancorp, Inc. is the Los Angeles-based holding company for Bank of Hope, a multi-ethnic community bank operating 74 branches across California, Hawaii, New York, New Jersey, Washington, Illinois, Texas, Alabama and Georgia, plus a representative office in Seoul, South Korea. Commercial real estate loans made up approximately 58% of the bank's loan portfolio at year-end 2025, and operations remain significantly concentrated in earthquake- and fire-prone Southern California. On April 2, 2025, Hope completed its merger with Territorial Bancorp, adding a Hawaii thrift franchise now operating

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