Skip to main content

Huntington Bancshares Incorpora (HBAN) Stock Analysis

Falling Knife setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $15.41, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial loan portfolio (60.0%); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1).

Huntington Bancshares is a multi-state regional bank holding company operating 1,000+ branches in 14 states (expanding to 21 after the Feb 2026 Cadence Bank merger), headquartered in Columbus, Ohio. It operates Consumer & Regional Banking and Commercial Banking segments, earning... Read more

$15.41+14.9% A.UpsideScore 5.7/10#87 of 142 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield3.98%(5y avg 4.35%)Payout47.69%sustainable
Stop $14.71Target $17.76(analyst − 10%)A.R:R 3.0:1
Analyst target$19.73+28.1%18 analysts
$17.76our TP
$15.41price
$19.73mean
$23

Hold if already holding. Not a fresh buy at $15.41, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial loan portfolio (60.0%); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1). Chart setup: Death cross, below all MAs, RSI 37, MACD bearish. Maintain position. Not compelling to add more. Score 5.7/10, moderate confidence.

Passes 7/9 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 64d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: moderate.

Recent Developments — Huntington Bancshares Incorpora

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Attractive valuation
Risks
Concentration risk — Loan Portfolio: commercial loan portfolio (60.0%)
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1)
Negative momentum

Key Metrics

P/E (TTM)12.0
P/E (Fwd)8.2
Mkt Cap$31.6B
EV/EBITDA
Profit Mgn26.6%
ROE8.4%
Rev Growth33.6%
Beta0.98
Dividend3.98%
Rating analysts25

Quality Signals

Piotroski F6/9

Options Flow

P/C0.18bullish
IV44%normal

Concentration Risks(10-K Item 1A)

  • HIGHloan_portfoliocommercial loan portfolio60%
    10-K Item 1A: '60% of our loan portfolio was comprised of loans in our commercial loan portfolio, which includes commercial and industrial loans, commercial real estate loans, and lease financing.'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Volume
0.4
Ma Position
1.5
Macd
1.7
Rsi
3.5
Obv
9.6
Volume accumulation (rising OBV)Below 200-MA, MA slope flat
GatesMomentum 3.3<4.5Death cross (50MA < 200MA)A.R:R 3.0 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 64d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARFalling KnifeSuitability: Moderate
RSI
37 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $15.17Resistance $17.14

Price Targets

$15
$18
A.Upside+15.2%
A.R:R3.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Momentum score 3.3/10 — below 4.5 minimum
! Death cross — 50-day MA below 200-day MA

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-23 (64d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is HBAN stock a buy right now?

Hold if already holding. Not a fresh buy at $15.41, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial loan portfolio (60.0%); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1). Chart setup: Death cross, below all MAs, RSI 37, MACD bearish. Maintain position. Not compelling to add more. Target $17.76 (+15.2%), stop $14.71 (−4.8%), A.R:R 3.0:1. Score 5.7/10, moderate confidence.

What is the HBAN stock price target?

Take-profit target: $17.76 (+14.9% upside). Target $17.76 (+15.2%), stop $14.71 (−4.8%), A.R:R 3.0:1. Stop-loss: $14.71.

What are the risks of investing in HBAN?

Concentration risk — Loan Portfolio: commercial loan portfolio (60.0%); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1); Negative momentum.

Is HBAN overvalued or undervalued?

Huntington Bancshares Incorpora trades at a P/E of 12.0 (forward 8.2). TrendMatrix value score: 7.3/10. Verdict: Hold.

What do analysts say about HBAN?

25 analysts cover HBAN with a consensus score of 4.2/5. Average price target: $20.

What does Huntington Bancshares Incorpora do?Huntington Bancshares is a multi-state regional bank holding company operating 1,000+ branches in 14 states (expanding...

Huntington Bancshares is a multi-state regional bank holding company operating 1,000+ branches in 14 states (expanding to 21 after the Feb 2026 Cadence Bank merger), headquartered in Columbus, Ohio. It operates Consumer & Regional Banking and Commercial Banking segments, earning revenue from lending, deposits, payments, wealth management, and capital markets services.

Related stocks: IFS (Intercorp Financial Services In) · COLB (Columbia Banking System, Inc.) · BAP (Credicorp Ltd.) · NU (Nu Holdings Ltd.) · INDB (Independent Bank Corp.)